...According to Shomos (2010), the country has been experiencing rising economic growth, as well as a rising working-age population that is illiterate. This has caused a problem in the Indian labor market, in that the general educational level of the labor force that lies between ages of 15 and 59 years is very low. In 2010, India had a working population of 431 million people out of which 29% were illiterate. Also, about 24% possessed an education below primary or only primary education and only about 17% had a secondary and higher education. Ramachandran and Chatterjee (2013, p. 32) stated that while India is the second most populated country in the world, with a current population of about 1.21 billion with an average population growth rate of 1.41%, this is a clear indication that this population will increase more with time. When looking at the age structure, people who are 15-64 years old make up 65% of India's population and only 30% being under 15 years of age. This clearly indicates that India is composed of a rather young population. As per the 2011 census, literacy levels stand at around 74.04% and this is a significant progress from the 14.5% rate at the time of India’s independence in 1947, though the census still reveals that the adult literacy rate in India was more than 11% lower than the average World Adult Literacy Rate of 84% (Census of India, 2011c, p.101). Despite major reforms and programs intended to develop the education system, India is still struggling with...
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...PARENTS’ SOCIO-ECONOMIC STATUS AND STUDENTS’ ACADEMIC PERFORMANCE. CHAPTER ONE Background to the Study It is an undebatable fact that the home is the fulcrum around which the early years of a child revolves. The central figures are the parents. While child-bearing and child-rearing cannot be divorced one from the other, the type of child-rearing practiced in a family has a tremendous impact on the entire life of the child including his or her academic life. Generally, the social climate or environment in which an individual finds him or her self to a large extent determines his or her behaviour and personality development. Consequently, parental guidance and discipline usually influence the behaviour of the children and at the apex of this parental influence is the mother. According to Olayinka and Omoegun (2001), the word "family" has its origin in the Latin word which could be translated to mean "domestic group". A domestic group is a group of people who habitually share a common dwelling and common food supply. According to Murdoch (1965) family is a social group characterized by common residence, economic, cooperation and reproduction; it includes adults of both sexes, at least two of who maintains a socially approved sexual relationship and one more children, own or adopted by the sexually cohabiting adult. The family provides for the physical maintenance of the child, offers him his first and most continuing social contracts, and gives him affection and other emotional...
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...Chapter: Development Studies Rural Development The economy of Bangladesh is based on agriculture. When the question of development arises in this society, the question of rural development comes automatically. It has been accorded the highest priority in our development strategy. It aims at qualitative change in the life pattern of our people. Definition of Rural Development: Rural development is the betterment in the totality of life for rural people. According to World Bank (2006), “Rural development is a strategy designed to improve the economic and social life of a specific group of people-the rural poor.” The Objectives of Rural Development: The objectives encompass improved productivity, increased employment and thus higher incomes and health. A national programme of rural development should include a mix of activities, including to projects to raise agricultural output, create new employment, improve health and education, expand communications and improve housing. Importance of Rural Development: For a country like Bangladesh, rural development is important. The reason behind this is that most of the people of the country are living in the villages. There is a direct link between the rural development and the development of our national economy. The rural sectors contribute about two-thirds of the GDP. We can achieve our cherished goal of financial development by the development of our villages which hold the key to our success. Specific Targets of...
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...WARDHA SCHEME OF EDUCATION The Wardha scheme of Education, popularly known as ‘Basic education’ occupies a unique place in the field of elementary education in India. This scheme was the first attempt to develop an indigenous scheme of education in British India by Mahatma Gandhi, the father of our nation. As a nationalist leader he fully realised that the British system of education could not serve the socio-economic need of the country. At Round Table Conference in London (1931) he pointed out the ineffectiveness of the system of primary education in India and the alarming low percentage of literacy among Indian people. He held the policy of the British Government responsible for this painful situation in the field of mass education. Gandhiji said “I am convinced that the present system of education is not only wasteful but positively harmful.” It was in this context the concept of Basic Education emerged in the mind of Gandhiji. In this unit we will discuss the historical background, the Wardha scheme of education, its fundamental features, curriculum and merits and demerits of this system of education. The word ‘Basic’ is derived from the word ‘base’ which means the bottom or the foundation of a thing upon which the whole thing rests or is made o stand Mahatma Gandhi wanted to make the foundation of the educational edifice strong. It is with this objective that he put forward this scheme. This scheme of education is based on the national culture and civilisation of India...
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...Bangladesh e-Journal of Sociology. Volume 10 Number 1, January 2013. 138 Effects of Family Breakup on Children: A Study in Khulna City Shirina Aktar* Abstract: When a family breaks up, it is usually difficult for everyone in the family to cope with the situation; however, children are often the worst victims of family breakup. There are powerful reasons to be alarmed about the impacts of family breakup on children. They feel insecure, depressed and helpless when they see their family break apart. The present study aims at identifying the effects of family breakup on children. The purposively chosen research site was the city of Khulna in Bangladesh. Using a survey method, data were collected from seventy children. After analyzing the data collected from the field survey, this report concludes that children of the broken families are particularly vulnerable and they need special care for their mental, psychological and physical development. After presenting the main findings in a descriptive fashion, the article provides a set of recommendations that will support children in the broken families. Introduction Background of the Study Family is the smallest, most sensitive and important social system which is furnished and facilitated by a society as a larger social system. Marriage is also another small social system which is the foundation of a family. The dissolution of marriage contracted between men and women by the judgment of a court or by an act of the legislature is called...
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...A Report on the Prospects and limitation of microfinance institutions in Indian farming sector Submitted to: Mr. Anup Singh (C.E.O.) Sonata Finance Private Limited 1/1 A, Rai Bahadur Ram, Charan Das Road Balrampur house, Allahabad (UP) -211002 Submitted by: Vinay Kumar Mishra MBA-Rural Development 3rd semester Govind Ballabh Pant Social Science Institute, Allahabad (A constituent Institute of University of Allahabad) Contents1 Topic name Page no. Acknowledgement 3 Executive Summary 4 Introduction 5-6 Literature Review 7-12 Objective of the study 13 About the organization 14-19 Research methodology 20 Questioner used for survey 21-25 Findings 26-31 Case studies 32-33 Conclusion 34-35 Suggestions 36-37 Summary 38 Acknowledgement 2 This evaluation study is a humble effort to understand the concept of Joint liability Group in Micro Finance Institution. The study would not have been completes without the priceless support of those involved in the study. It was essentially programme to find Prospective and limitation of microfinance institution in Indian farming sector. First, I would like to express my deepest gratitude to Mr.Anup Singh of Sonata Finance Private Limited (Allahabad) for their continual involvement in our work. I extend my highest indebtedness to Mr. Ashish Kumar Area manager. I am also thankful to other staff member of Sonata Finance Private Limited for support whenever we needed it. I...
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...HOW COMMUNITY PARTICIPATION IN TFD FOR GENDER BASED VIOLENCE CHALLENGES PATRIARCHY BY Agnes Nthenda UNIVERSITY OF MALAWI FACULTY OF HUMANITIES FINE AND PERFORMING ARTS DEPARTMENT- DRAMA SECTION SUBMITTED IN PARTIAL FUFILMENT OF THE REQUIREMENTS FOR A BACHELOR OF ARTS DEGREE IN HUMANITIES. 26 AUGUST 2013 ABSTRACT This dissertation explores the use of community participation in TfD for Gender based violence in challenging patriarchy. It discusses the idea of TfD and community participation in relation to patriarchy and gender. It also discusses the idea of community participation in relation to TfD, Patriarchy and participation in gender related projects. The analysis in this dissertation focuses on GEWE project which was carried out by CRECCOM as a form of TfD for gender based violence. I look at field work in research, i conduct the performance analysis of the TfD for gender based violence performance and i conduct the analysis for the whole case study, i provide evidence for gender based violence and patriarchal rule in the community and i analyse the involvement of both men and women in the performance and how this helps in challenging...
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...FINANCIAL LITERACY AS A TOOL OF FINANCIAL INCLUSION A SUMMER INTERNSHIP REPORT Submitted by KHUSHBOO VERMA Registration No: 11400462 In partial fulfillment of Summer Internship for the award of the degree of MASTER OF BUSINESS ADMINISTRATION School of Business LOVELY PROFESSIONAL UNIVERSITY Phagwara, Punjab July, 2015 1 ACKNOWLEDGEMENT: I am very much obliged to Mr. Vikram Jain (Chartered Accountant) for his valuable suggestion to take up the project in Appu International Ludhiana. This project report could not complete without the guidance of Mr. Vikram Jain and their timely help and encouragement helped me to complete this project successfully. I am thankful to Vikram Jain for their suitable guidance at every stage of my training. I thanks to Mrs. Rimpy, Sangeeta jangra. And miss. Pushpa Mehta for giving me opportunity to work at Accounts, Records, purchases and sales items maintained of Appu International as a finance trainee. 2 (INDEX):Chapters Name Page No. 1. Executive Summary 7 2. Industry Introduction 8-9 3. Organization Introduction 10-19 4. Literature Review 20-23 5. Introduction To Financial Literacy As A Tool Of 24-33 Sr. No. Financial Inclusion 6. Hypothesis 33-34 7. Research Methodology 35-39 8. Result And Discussion 40-73 9. Finding 74-77 10. Suggestion 78-79 11. Limitation 80 12. Future Scope 80 13. ...
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...women have become empowered by this program. The sample constitutes sixteen female owners. A purposeful cluster sampling was used to depict six villages from various parts of Bangladesh. When arriving in the villages a snowball sampling method was used to find female VPP owners. The sampling method was chosen to include a sample of various characteristics. The study has a hermeneutic phenomenological approach, which aims to find out how the women experience the VPP and what meaning the women put in it. To collect empirical data interviews with open questions were used that opened up for conversation and the possibility to understand a range of experiences and nuances of meanings. The findings indicate that the majority of the women handed over the VPP to their husband or a male relative. The reason why is the families’ pressure on them to adjust to Purdah and seclusion, too much domestic work, lack of education, or because of the attitude among men and women both that business is a male domain. The study shows that women mostly gained some prestige. Also, they got a greater self-esteem to meet strangers since the VPP made them meet more people. But it has also brought quarrels and broken some friendships. All women are now...
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...Table of Contents Chapter one: Introduction 5 1.1 Background of the study 5 1.2 Necessity of Microfinance to people 6 1.3 Statement of the Problem 7 1.4 Rationale of the Study 7 1.5 Objectives 8 1.6 Methodology 8 1.7 Limitation of the study 9 chapter two: Literature Review 10 2.1 Micro-Finance 10 2.2 Microfinance and microcredit 10 2.3 The History of Microfinance 11 2.4 Providers and models of microfinance interventions 11 2.5 Microfinance and its impact in development 14 2.6 The impact of microfinance on poverty 16 2.7 Current debates on the impact of microfinance in development 18 2.8 Empowering Women 23 2.9 Impacts beyond the household 26 2.10 The use of the Sustainable Livelihoods Framework in impact measurement 27 2.11 Current debates about MFIs and their role in development 29 Chapter Three: A Glimpse of The Microfinance Sector in Bangladesh 33 3.1 Micro-Finance’s History and Development 33 3.2 Evolution of MFIs financing sources 34 Chapter four: Data Analysis and Interpretation 37 4.1 Hypothesis & Model 37 4.2 Respondents Information (Frequencies & Cross-Tabs) 38 4.3 Results of the Regression Analysis for Hypothesis One 43 4.4 Results of the Regression Analysis for Hypothesis Two 45 Chapter five: Findings And Conclusions 47 5.1 Findings 47 5.2 Scope for Further Research 48 5.3 Conclusion 48 References 50 Appendix - A 52 Appendix - B 55 List of Figures Figure 1:Conceptual...
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...carried out on behalf of the European Commission’s Directorate-General for Education and Culture. Views expressed represent exclusively the positions of the authors and do not necessarily correspond to those of the European Commission. Contents Index 1. .......................................................................................................................... 2 2. 3. 4. Executive Summary................................................................................................. 4 1.1. Education Systems and Basic Skills................................................................. 4 1.2. Student Background Characteristics and Basic Skills.................................... 10 1.3. School Characteristics and Basic Skills ......................................................... 13 1.4. Individual Student Characteristics and Basic Skills....................................... 17 1.5. New Analysis and Data Collection Activities................................................ 19 Introduction............................................................................................................ 22 2.1. Objectives....................................................................................................... 22 2.2. Scope of the Study.......................................................................................... 24 2.3. Approach and Methodology........................................................................... 32 A Framework...
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...out on behalf of the European Commission’s Directorate-General for Education and Culture. Views expressed represent exclusively the positions of the authors and do not necessarily correspond to those of the European Commission. Contents Index 1. .......................................................................................................................... 2 2. 3. 4. Executive Summary................................................................................................. 4 1.1. Education Systems and Basic Skills................................................................. 4 1.2. Student Background Characteristics and Basic Skills.................................... 10 1.3. School Characteristics and Basic Skills ......................................................... 13 1.4. Individual Student Characteristics and Basic Skills....................................... 17 1.5. New Analysis and Data Collection Activities................................................ 19 Introduction............................................................................................................ 22 2.1. Objectives....................................................................................................... 22 2.2. Scope of the Study.......................................................................................... 24 2.3. Approach and Methodology........................................................................... 32 A...
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...Characteristics/Profiles of Bangladeshi Entrepreneurs Several studies were done in order to identify the characteristics or profiles of Bangladeshi entrepreneurs. Papanek (1969) observed psychological trait of risk taking among the people of the then East Pakistan(now Bangladesh). Farouk (1983) did a survey on Bangladeshi entrepreneurs and in this survey he focused on the biography of successful Bangladeshi entrepreneurs. He found that Bangladeshi entrepreneurs are generally hard working, honest, religious, trustworthy, reliable, and less educated and live simple lives. Most of the entrepreneurs in this survey had poor educational background and were not good students. Generally these entrepreneurs come from three groups: 1. Those families who have been in business or industry by tradition and their children Are now in business, 2. Retired government officers or politicians or their family members. 3. Those that began small but achieved considerable success by their personal efforts. Rahman (1989) found that Bangladeshi Entrepreneurs possess some characteristics that are similar to characteristics of entrepreneurs in other countries. He did an extensive survey on 5 living Bangladeshi entrepreneurs and found that they are hard workers, truthful, religious, simple living, honest, sincere, good leaders; task oriented and had capacity to influence others. The highest educational degree they achieved was the Bachelors degree. Most of them started their businesses...
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...EXECUTIVE SUMMARY: Finance is the life blood of trade, commerce and industry. Now-a-days, banking sector acts as the backbone of modern business. Development of any country mainly depends upon the banking system. Every bank in India has to compulsorily concentrate on Financial Inclusion as it is one of the developing sectors of Indian Economy. It is one of the segments that have a major impact on Indian Economy. The main purpose of this study is to understand the impact of Financial Inclusion on Indian Economy. The study focuses on the financial exclusion and inclusion. It concentrates on the various reasons, causes and consequences of financial exclusion. It also focuses on the initiatives taken by the Government and RBI to expand the coverage of financial inclusion. The various policy been developed with respect to the financial inclusion. The study has majorly focused on 4 objectives: * To understand the reasons for Financial Exclusion in India * To analyze the extent of financial inclusion coverage in India * To list the various measures & initiatives of state / central government with respect to financial inclusion * To understand the link between Industry growth and financial inclusion With the upcoming years there is a strong hope that the vision and mission of financial inclusion will be successful and a large group of customers would enjoy the benefits of banking services. The financial illiteracy of rural masses will no more be a hindrance in...
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...socially inclusive growth at the BOP. Drawing on data collected from Brazilian tourism destinations with varying entrepreneurship, innovation, and social inclusion policies, we argue that weak institutions coupled with alert entrepreneurs encourage destructive outcomes, especially if entrepreneurship policies are based solely on economic indicators. Policies addressing both economic and social perspectives may foster more productive entrepreneurial outcomes, albeit at a more constrained economic pace. The study extends the related BOP, entrepreneurship, global value chain, and sustainable tourism literatures by examining the poor as entrepreneurs, the role of local innovation, and how entrepreneurship policies generate different social impacts within poor communities. Keywords: base of the pyramid (BOP), entrepreneurship policy, innovation, social entrepreneurship, social inclusion, tourism industry INTRODUCTION Policy makers have identified entrepreneurship as a mechanism to alleviate poverty (Hart, 2007; Matten and Crane, 2005; Peredo and Chrisman, 2006), particularly in ‘Base of the Pyramid’ (BOP) regions, where impoverished socio-economic groups have...
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