...000 saved up in various savings and investment accounts, and own some assets around the house. They are also invested in their 401ks that they maintain at their respective places of employment. This couple is facing some financial issues that they have not yet addressed. Although they both have jobs where they make decent salaries, they have not really thought about their children’s educational needs. Inflation in the cost of college education is a reality for most parents, which has to be kept in mind when planning for the future. Moreover, Martin’s mother is in her late seventies, and has been facing declining health. She will not be able to live by herself for much longer. Luz, who originally hails from Peru, sends money to her family regularly, but her parents are aging and may need more financial assistance in the future. Lastly, due to the Marcottes’s fairly hectic lifestyle, they have not given much thought to their own retirements, or the possibility of how they would handle a layoff from work. QUESTIONS 1. What are the areas of...
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...The advantages and limitations of both strategies will also be discussed in this report. Peru is located in the west of South America, and has borders with Ecuador, Colombia, Brazil, Bolivia and Chile (peru.travel) Wine industry from Peru was brought from Spain after its conquest. (Ayala) 1. 2. Factor conditions 1. 2.1. Physical resources Peru soils are nearly level to steep. They are on drumlins and sloping to steep areas of glaciated uplands. Slope ranges from 0 to 35 percent. The soils formed in dense, loamy glacial till of Wisconsin age that is derived mainly from mica schist, granite, and phyllite. Peru soils are moderately well drained. Permeability is moderate in the solum and moderately slow or slow in the substratum. The climate is humid and cool temperate. Mean annual rainfall ranges from 30 to 50 inches and mean annual air temperature ranges from 40 to 47 degrees Fahrenheit. The frost-free season ranges from 90 to 160 days.(National Cooperative Soil Survey , 2013) The high relief and steep slopes of the streams emerging from the mountains to the east meant that it was relatively simple to divert water into canals for irrigation agriculture. (Park, 1983) Peru has a large amount of water resources, with 159 river basins. The Andes divide Peru into three natural drainage basins: Pacific basin, Atlantic basin and Lake Titicaca basin. (Farroñay, 2012) Land area (sq. km) in Peru was last measured at 1280000...
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...Republic of the Philippines Mariano Marcos State University COLLEGE OF TEACHER EDUCATION Laoag City THE UTILIZATION OF TIYESA (Pouteria lucuma) AS MAIN INGREDIENT IN PANCAKES PRECIOUS BALGUNA JEROME PIO CHRISTOPHER TAMBOGON JEAIA ARIGUIN APPLE VILLACENTINO RODELYN COLOMA LEO MARK ULEP Researchers DR. EVA MACUGAY Research Adviser ABSTRACT Title: THE UTILIZATION OF TIYESA (Pouteria lucuma) AS MAIN INGREDIENT IN PANCAKES Researchers: PRECIOUS BALGUNA, JEROME PIO,CHRISTOPHER TAMBOGON, JEAIA ARIGUIN, APPLE VILLACENTINO, RODELYN COLOMA, LEO MARK ULEP Research Adviser: Dr. Eva Macugay University: Mariano Marcos State University - College Of Teacher Education Brgy. 5, Castro Avenue, Laoag City This study was designed to determine the feasibility of tiyesa (Pouteria lucuma) fruit as pancake ingredient. The data on the organoleptic tests like appearance, texture and taste were used. The acceptability test used 5 Points Hedonic scale with corresponding numerical score (Highly acceptable, very acceptable, acceptable, not so acceptable, not acceptable). Thirty (30) respondents were randomly selected at Brgy.10, San Jose and Brgy. 9, Sta. Angela, Laoag City. Results were statistically treated using mean average scores. The formulation made of 25% tiyesa (Pouteria lucuma) + 75% flour was recommended for making pancakes. The product was rated the most preferred in terms of taste, appearance and acceptability. It was recommended that further improvement...
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...appearing on different continents. For example, straight hair is virtually absent from sub-Saharan Africa, while variable hair color is mostly found in West Eurasia. “Interestingly, different genes have been associated with straight hair in Europeans and East Asians, suggesting that this trait evolved independently at least twice,” wrote the team of researchers led by Dr. Kaustubh Adhikari Hair Diversity Adhikari, of UCL’s cell and developmental biology department, and his co-authors analyzed 6,357 people with varied ancestry across Latin America to identify new genes associated with hair color, greying, density, and shape (curly or straight). The hair volunteers, 55 percent women, came from Brazil, Colombia, Chile, Mexico, and Peru. The group included people with a wide variety of hair, from a wide variety of backgrounds, including mixed European (48 percent), Native American (46 percent), and African (6 percent). After assessing the volunteers’ hair, the team compared individual...
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...Index a) Nokia Corporation 1. Introduction 2. History i) Pre telecommunication Era 1) Industrial conglomerate ii) Telecommunications era 1) Networking equipment 2) First mobile phones 3) Involvement in GSM 3. Acquisitions 4. Logos b) Global Market Captured/Targeted By Nokia Corporation c) Peru i) Quick Facts ii) General Overview iii) Economy iv) Challenges v) Economic Indicators d) Entry Strategy For Nokia Corporation to Enter in Peru i) Political factors ii) Social Factors iii) Economical factors iv) Technological Factors v) Environmental Factors vi) Legal factors Nokia Corporation Introduction Nokia Corporation is a Finnish multinational communications corporation that is headquartered in Keilaniemi, Espoo, a city neighboring Finland's capital Helsinki. Nokia is engaged in the manufacturing of mobile devices and in converging Internet and communications industries, with over 123,000 employees in 120 countries, sales in more than 150 countries and global annual revenue of EUR 41 billion and operating profit of €1.2 billion as of 2009. It is the world's largest manufacturer of mobile telephones: its global device market share was about 33% in Q2 2010, down from 35% in Q2 2009 and unchanged from Q1 2010. Nokia's converged device market share was about 41% in...
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...selling of monosodium glutamate (MSG) and other related products. The taste of Ajinomoto is based on five basic tastes which include sweetness, sourness, bitterness, saltiness and umami (savoury taste). Ajinomoto (M) Berhad operation divides into two segments which are Umami segment and food and seasoning segment. Ajinomoto (Malaysia) Berhad had analysed based on Porter's Five Forces of Profitability. 1) ENTRY Ajinomoto Company is based on marketing and production of MSG. It is a well-established brand with strong reputation and high brand equity. It has a strong financial position and nearly 25,000 employers are working in Ajinomoto (Malaysia) Berhad. It has wide economic scale which includes import and export (Singapore, Mauritius, Peru, and New Zealand). Ajinomoto Malaysia Berhad defined as Monopolistic Competition Market. Although there are many companies related to seasonings, there is no perfect substitute for Ajinomoto(Malaysia) Berhad because of its umami taste. This company has low treat of new entrants due to high entry barriers and involves large capital. Ajinomoto didn’t rely on one product only. Time to time it continues R&D and produce more seasoning related products. 2) POWER OF INPUT SUPPLIERS Powerful suppliers capture more of the value for themselves by charging higher prices, limiting quality or services, or shifting costs to industry participants. Powerful suppliers including suppliers of labours can squeeze profitability out of an industry that...
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...attachment with Natura, which gave flexibility for the company. Their salary was just a commission on the products sold. The customers had to select products on catalogues and placed their orders threw a call center or company’s website. Then the products were delivered to the sales representatives in 24 hours and delivered to the customers. This directs sales system is an interesting system for Natura, because it is a flexible, quick and inexpensive sales model, which gives the possibility to the sales representatives to strengthen the relation with the customer. In 38 years, the company has expanded its product in many different countries in South and Central America and in Europe as well. The products are available in Argentina, Peru, Colombia, Bolivia, Chile, Venezuela, Mexico and France. In...
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...largest cosmetological laboratories in the world. L'Oréal's story begins in turn-of-the-century Paris, at a time when women of the demi-monde dyed their hair, their choice restricted to fiery red or coal black. In 1907, Eugène Schueller, a young chemist, began to concoct the first synthetic hair dyes by night in his kitchen and sell them to hair salons in the morning under the brand name Auréole. His strategy was successful; within two years he established the Société Francaise des Teintures Inoffensives pour Cheveux, which soon afterward became L'Oréal. In 1912, the company extended its sales to Austria, Holland and Italy and by 1920 its products were available in a total of 17 countries, including the United States, Brazil, Chile, Peru, Equador, Bolivia, and the Soviet Union, and in the Far East. At this stage, L'Oréal consisted of three research chemists and ten sales representatives. Schueller's timing had been singularly fortunate. The end of World War I was celebrated by the Jazz Age, when short hairstyles became fashionable, with a new emphasis on shape and color. By the end of the 1920s, there were 40,000 hair salons in France alone and L'Oréal's new products O'Cap, Imédia Liquide, and Coloral captured the growing market. In 1928 the company made its first...
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...Southern Illinois University Carbondale OpenSIUC Publications Department of Anthropology 6-1-2004 An Integrated Analysis of Pre-Hispanic Mortuary Practices: A Middle Sicán Case Study Izumi Shimada Southern Illinois University Carbondale Ken-ichi Shinoda National Science Museum, Tokyo Julie Farnum Montclair State University Robert Corruccini Southern Illinois University Carbondale Hirokatsu Watanabe Terra Information Engineering Company Follow this and additional works at: http://opensiuc.lib.siu.edu/anthro_pubs © 2004 by The Wenner‐Gren Foundation for Anthropological Research Published in Current Anthropology, Vol. 45, No. 3 ( June 2004) at 10.1086/382249 Recommended Citation Shimada, Izumi; Shinoda, Ken-ichi; Farnum, Julie; Corruccini, Robert; and Watanabe, Hirokatsu, "An Integrated Analysis of PreHispanic Mortuary Practices: A Middle Sicán Case Study" (2004). Publications. Paper 8. http://opensiuc.lib.siu.edu/anthro_pubs/8 This Article is brought to you for free and open access by the Department of Anthropology at OpenSIUC. It has been accepted for inclusion in Publications by an authorized administrator of OpenSIUC. For more information, please contact jnabe@lib.siu.edu. C u r r e n t A n t h r o p o l o g y Volume 45, Number 3, June 2004 2004 by The Wenner-Gren Foundation for Anthropological Research. All rights reserved 0011-3204/2004/4503-0004$3.00 An Integrated Analysis of PreHispanic Mortuary Practices A Middle Sican Case Study1...
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...Why do we use sunscreen? Sun poses many dangers to our health, particularly on our skin. The sun releases harmful radiation which can permanently damage the skin and can cause skin cancer, precancerous changes in the skin, as well as premature wrinkling and signs of aging. Apart from these effects it causes the usual sunburn. A sunburn is basically a burn which is caused by too much exposure to the ultraviolet radiation of the sun. Like other burns, sunburns can cause first degree burns, which are the most common type. With a first degree burn, a child's skin will be red and painful, but there will be no blisters. More severe or deep sunburns can lead to second degree burns, with the formation of blisters on the skin, and more rarely, third degree burns. Excessive exposure to sun is bad because of ultraviolet radiation, 90 percent of which comes in the form of Ultraviolet A (UVA) rays that are not absorbed by the ozone layer and penetrate deep into our skin. Ultraviolet B (UVB) rays make up the rest. UVB rays are partially absorbed by the ozone layer, which makes preserving the ozone layer crucial for our health. And because UVB rays don’t penetrate our skin as deeply, they can cause those lobster-red sunburns. Both types of UV rays are thought to cause skin cancer. Some of the possible mechanisms for UV skin damage are collagen breakdown, the formation of free radicals, interfering with DNA repair, and inhibiting the immune system. To prevent this, the most...
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...report, students from the Joseph H. Lauder Institute of Management & International Studies examine current trends and recent developments shaping today’s global marketplace. The articles cover a wide variety of topics ranging from technology, innovation and brand building to infrastructure, entrepreneurship and social impact. A section on consumer markets looks at the popularity of e-cigarettes in France and elsewhere, efforts by Japanese firms to expand their businesses into Asia, new trends in French gastronomy, changes in Japan’s traditional food-consumption habits, and how a sector of the Chinese population is spreading, and spending, its newfound wealth. The report offers an analysis linking market-driven strategies with social impact in Peru and Colombia, as well as an article describing South Carolina’s embrace of innovative research. Other articles look at the Russian government’s attempt to reboot the city of Skolkovo as an innovation hub, the mixed success of innovation efforts in China, and the growing threat of cybercrime to businesses across the world. The challenges of infrastructure and planning are addressed in analyses of transportation in areas of Latin America, deficiencies in Brazil’s infrastructure, and real estate’s impact on Peru’s emerging middle class. Business and politics underpin a number of economic forces, as noted in articles on corruption and protest in India, social unrest in Brazil, the potential of the gemstone tanzanite to help develop Tanzania’s...
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...The Strategic Situation of the Harley Davidson Harley Davidson is a 105 year-old company that was originally established by neighbours Arthur Davidson and William Harley; it is obvious that the name of the company was derived from the name of the two founders. Harley Davidson is into the industry of motorcycle. The growth of the said industry started from different developed countries such as the United States, France, Germany, Spain, France as well as the Great Britain. It was further developed after the World War II. Harley Davidson is one of those companies that have a long history as well as have been through several ups and downs throughout their operation. During the past operation of the company there have been many factors that have affected their image, performance, position in the market and the global industry, relationship to their customer, and their overall sales. Figure 1 PEST Analysis of Motorcycle Industry’s Past Development Figure 1 shows the four main factors that have affected the past condition of the motorcycle industry. There are four main political factors that have affected the performance of the overall industry. First is the agreement that will be implemented in order to reduce gas. It requires all the producers as well as manufacturer of different motorcycle companies to reduce pollutants by 60% and it was implemented in February 24, 2003. Another important law that is directly connected to the industry of motorcycle is the process of acquiring...
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...noticed in below figure, there was a huge increase of the container ships’ capacity since 1960s from 1000 TEU to 18,000 TEU and the term “Panamax” stands for the size limits for ships traveling through the Panama Canal. Formally, these limits and requirements are published by the Panama Canal Authority (ACP), titled "Vessel Requirements". These requirements also describe topics like exceptional dry seasonal limits, propulsion, communications, and detailed ship design. [pic][pic] The Canal History The earliest mention of a canal across the Isthmus of Panama dates to 1534, when Charles V, Holy Roman Emperor and King of Spain, ordered a survey for a route through the Americas that would ease the voyage for ships traveling between Spain and Peru. Such a route would have given the Spanish a military advantage over the Portuguese. Given the strategic location of Panama and the potential offered by its narrow isthmus separating two great oceans, other trade links in the area were attempted over the years. In the late 1800s, the French began to build a sea-level canal across...
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...REVISED NEGOTIATION PLANNING TEMPLATE Opera’s point of view 1. ANAYSIS OF THE CONFLICT |What is the nature of the conflict as seen by the |Person in lead role | |organisation/constituency you represent? |Production will open in 3 wks | | |Sally’s salary | | |Inexperience of secondary person | | | | | | | |How is the other party/parties likely to see the |Sally heard rumours, not known what detailed info Sally has received | |nature of the conflict? |She likes to take the title role | |What immediate and/or strategic value does solving the|Cancel the opera – loss of hundreds of thousands of dollars | |conflict have for your organisation/constituency? |Not a full house – break even is 85% of seats | | |Postpone the opera ...
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...Tyuleubekov Sabyrzhan Policies used to tackle illicit drug markets. In this essay, I want to define how the problem of illicit drug market is tackled by the governments one by one and jointly. I will try to determine which policies are the best in preventing illicit drug market and what policies international community regarding that problem uses. There are 4 types of illegal markets defined by Jens Beckert and Frank Wehinger, and the one I want to focus on is of type 1 (“illegality due to the outlawing of specific products”[1]). Free sale of hard drugs (excluding alcohol and nicotine) is prohibited everywhere and of soft drugs is prohibited almost everywhere. However, the global illicit drug market is huge and it has big impact on international community because of drug trafficking, drug-related crimes and the number of people involved in producing, transporting and selling drugs. States and international communities are making efforts to eradicate drugs from the society spending substantial parts of their budgets. As to international community’s efforts, the United Nations is the prime organization that “controls” drug flows around the globe. Since 1912 Hague Opium Convention, the international community decided to focus on supply side of the global drug market. They decided to allocate all resources on battling the supply side, because they thought that once they control supply side they would prevent drug use and abuse. Such supply-centric policies are damaging...
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