...very much like health care program used in the United States. But unlike the United States, Germany also provides universal healthcare to all German citizens. German’s have the option of either using the government provided health programs or to obtain their own private health care insurance. The government provided universal healthcare also know as “sickness funds” which pay the doctors as well as hospitals certain rates that are under negotiation annually (Universal Health Care Systems). This program is funded by employers and employee’s by removing a mandated fee for payroll checks. Participants in the sickness funds’ programs have to pay a small co-pay for doctor visits and medications as well. Despite the assurance that they are covered medically in case anything shall happen to them, Germans are not happy with the current health care system. [2] Providing quality health care for all of Germany’s citizens has always been a priority in Germany. This was proven in 1883, when Germany became the first country in the world to mandate health insurance (DiPiero, 31). Germany believes that everyone should be able to share the same health insurance despite social status. [3] Germany’s health care system does have its plus side. In a recent study done by the World Health Organization’s statistics stated that “Germany has around 358 doctors per 100,000 inhabitants, well ahead of the US, with 279 and Canada, with 229.” (German Health System). Those...
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...Name: Zlatan Karamujic Phone: 208-891-8982 Email: bjzforever@gmail.com Health Status and Health Care services in Germany with comparison to the United States HSM310 Course Project Date submitted: Table of contents Executive summary Population and Health Status Availability of Health Services Expenditures Macroenvironmental Influences on the Health Care System Summary Comments References Introduction One of the world’s strongest economies belongs to Germany. With a size of population of 82.56 million, Germany is on rank 16 in the world, but interesting fact about the country is that, since 2005, the population is decreasing every year. According to www.worldometer.info, back in 2005 number of people who lived in Germany was 83,835,978 and shows a decrease of 0.11% for the past 10 years, even though total fertility rate went from 1.35 to 1.42. Fertility rate is calculated as the average number of children an average woman will have during her reproductive period. Additionally, statistic from the same sources shows that the Germany’s population is slowly aging. While median age in 2000 was 39.9 years, in 2015 is already 46.3 years. If the population keeps aging at the same rate in the next 2 decades, Germany’s health system will face a huge challenge in an effort to keep their population healthy...
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...systems of the United States and Germany. I will be looking at cost to consumers, coverage of health care and personal choices about your own health care. The average cost of insurance for an American family is approximately $17,000 per year with health care insurance companies raising rates almost every year. Insurance offered through employers is usually at least partially paid by the employer. Health insurance is mandatory for all families and people face large tax fees if they are uninsured. Germany also has mandatory health insurance for all of it’s citizens. German...
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...Germany Vs United States Health Care Systems Tarrah Schefke Mary Dunbar HSC 111 Paula Dixson Germany Vs United States Health Care Systems Mention European health care to an American, and it probably conjures up a negative stereotype — high taxes, long waiting lines, rationed care. It's not that way in Germany. Very little tax money goes into the system. The lion's share comes, as in America, from premiums paid by workers and employers to insurance companies. German health benefits are very generous. And there's usually little or no wait to get elective surgery or diagnostic tests, such as MRIs. It's one of the world's best health care systems, visible in little ways that most Germans take for granted. Dental Care in Germany vs. United States Dental care in Germany is very similar to the dental care that we have in the United States. In Germany, costs for dental care is ranked amongst the highest in Europe, while public healthcare costs consume a large portion of their national budget (Going to the Dentist in Germany, 2012). The downside to this is that an increasing number of dental treatments are excluded from reimbursement by public health care plans. Also, in Germany there is a two-tier insurance program, which offers different levels of dental insurance coverage. The costs of your yearly dental health routine are covered by all standard dental health plans. This includes two annual check-ups, teeth cleanings, and basic fillings (Going to the Dentist in Germany...
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...Health Status and Health Care Services in Germany With Comparison to the United States Petra Stewart HSM 310 Tammy Cagle February 20, 2011 Health care Insurance is one of the most debated topics in the country today due to ever rising costs and the lack of coverage for the patient. The are halth plans in other countries which work for their population that the United States could take a look at to enquire if leaning towards their plans would be a step into the right direction for the United States. Germany for example has a well working social system and private insurance system that provides excellent care of their population. Germany is able to provide good health insurance to any citizen in the country from the moment they are born. The Insurance Company has a liaison in the hospital that will prepare all needed forms and paperwork to give to the mother the day after she gives birth to her child. The only thing “Mom” has to do is sign the paperwork and continue to rest. The hospital and the insurance company are taking care of the all the paperwork and fine print for the new mother. From this point forward, the newborn citizen can be treated like every other citizen in the country. Tests are being completed and immunizations are given as needed. When the new family goes home, there are no worries about outrageous hospital bills, and battles the insurance company over coverage. Health Insurance in Germany is part of the Social Security System and works closely...
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...Health Status and Health Care Services in Germany with comparison to the United States Table of Contents Table of contents………………………………………………………………………………… 2 Introduction…………………………………………………………………………………… 3 Statistics Show…………………………………………………………………………………... 4 WHO Health Stats for US……………………………………………………………….. 4 WHO Health Stats for Germany…………………………………………………………. 4 The Big Little People Problem…………………………………………………………………... 5 The Errors of Youth…………………………………………………………………………… 5 “Battle of the Fatties”…………………………………………………………………….. 5 For the Public, By the Public…………………………………………………………………... 6 Drug Abuse Care……………………………………………………………………….... 6 Care for the Mentally Ill…………………………………………………………………. 7 Drug Related Death Rates……………………………………………………….. 7 Suicide Rates…………………………………………………………………….. 7 A Time to Die……………………………………………………………………………………. 8 The Part of Life that is Death…………………………………………………………… 8 The Part of Death that is Fear…………………………………………………………… 8 Conclusion………………………………………………………………………………………. 9 References……………………………………………………………………………………… 10 Introduction The long held belief that the United States is the greatest country on earth has been debated in recent years. Domestic terror attacks, stock market crashes, and a deep recession have challenged the standing of the US amongst other nations. As the US is rebounding from these domestic problems, it is in a legislative battle to reform a long failing health care system. In comparison to European countries...
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...Overview Germany has long been regarded has having a very efficient and cost effective healthcare system. In this essay several aspects of this system will be evaluated from what works well to what doesn’t. Despite Germany’s highly functional healthcare system they too are going to have to face the challenges that every other developed country is facing: a growing elder population and the ever increasing costs of healthcare in conjunction with a waning economy. Alarming statistics, such as the following, will demand Germanys attention as well as the vast majority of developed counties with questionably sustainable health care systems. Populations in developed nations have been rapidly aging for several years at a rate that will only increase before achieving equilibrium between 2050 and 2060. Most developing countries outside of Africa also will experience a rapid growth in older populations over the next forty years and by 2030, these countries will contain 70 percent or more of the world's population that is ages 60 and older (Polivka & Baozhen, 2013, p. 39). Germany’s Type of Healthcare System The German social health insurance (SHI) system is an internationally prominent health care system primarily funded by payroll contributions shared by employers and employees and managed by nonprofit sickness funds. Whereas, like the United States, financing is tied to the labor market, in comparison Germany has nearly universal health insurance coverage. Care is delivered...
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...Rhonda Smith America vs. Germany Sxtytweety566@yahoo.com October 2, 2013 1a. What model of healthcare does US and your chosen country have? America’s healthcare model is so disorganized that we have a little bit of Beveridge, Bismarck, National Health Insurance, and Out of Pocket models. The working class is considered to be generally in the Beveridge model. Americans who receive Medicare or Medicaid are considered to be on the National insurance model. Americans with no health insurance are on the Out of Pocket model, (Reid, 2008). Germany has the Bismarck model. This model is to ensure that all people have comprehensive coverage. Germany has what they call a sickness fund that both the employer and the employee fund through withholding. Features are quality care, low cost, claims paid without question, fixed prices, private healthcare providers, and strict governance of insurance sold on a nonprofit basis. Physicians acquire a costless education, have essentially no departmental obligations, and are hardly ever brought into litigation, (Reid, 2008). 1b. In four sentences total describe the Beveridge, Bismarck, National Insurance, and Out of Pocket models. Beveridge model is not based on whether or not a person can pay but based on medical necessity. (The Beveridge Model, 2010) Bismarck model has a sickness fund which is paid by both employer and employee through withholdings, (Kevin M.D.com, 2011). National...
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...Germany’s Health Care System Germany’s Health Care System Germany has one of the oldest healthcare systems in the industrialized world. It is a Bismarckian social insurance system established in 1883, by Otto von Bismarck, and was based on medieval craft guilds’ idea of sickness funds (Dong, 2009 ;Knox, 2008). The founding principles of his design are commonly identified as solidarity, subsidiarity, and corporatism (Green & Irvine, 2013). Bismarck’s idea of a national system of health insurance based on the guilds' sickness funds is still in effect today and covers a majority of the German population. Germans are committed to equitable access to quality medical services and nursing care for everyone, (Altenstetter, 2003). This commitment has kept Bismarck’s design successful for over 100 years. Access to health insurance is universal for all legal residents of Germany. There are two types of coverage Statutory Health Insurance (SHI) and Private Health Insurance (PHI). With statutory health insurance every employee is insured automatically if his gross income does not exceed a certain limit (Schneider, 2012). Non-earning spouses and children are insured as well (Blumel, 2012). Employees and employers each contribute a specific pre-determined percentage of wages to cover the costs of insurance. As of 2011, insured employees contribute 8.2 percent of their gross wages, while the employer adds another 7.3 percent; the combined maximum contribution is around $759...
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...The United States Health Care System Health care in the United States is provided by many organizations. The Government Medicare and Medicaid, Insurance in the private marketplace. Not for profit, and for-profit institutions all play a role in the United States health care programs. The Advantages and Disadvantages of the United States Health Care The advantages of United States health care system is Insurers are not allowed to refuse coverage because of pre-existing conditions. Medicaid eligibility expanded aimed to provide affordable health insurance coverage for all Americans. The disadvantages of United States health care system is that There are many Americans...
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...HADM 4830: Comparative Health Care Finance T.R. Reid’s book The Healing of America is about finding better, fairer and cheaper quality care around the world. The author takes trips to other countries to compare their health care system to the one we have here in the United States. He uses an arm injury that he suffered years ago to measure the quality of care that he would be receiving in each country, even though he has already gone to a physician one before to receive care. His intent is not only to compare and contrast the health care systems, but he also wanted to know how these health care systems came about and where and who these countries are researching after to better improve their health care systems. The author also wanted to use this experience to help shed light on major differences between the United States health care system compared to others as well as the reason behind it. With this goal in place, T.R. Reid was able to visit the following countries, France, Germany, Japan, United Kingdom, and Canada, and discovered information that can shed light on what an health care system is and is not suppose to be. In the remainder of this paper I will cover the different health care systems in France, Germany, and Japan because those countries were most intriguing to me. I choose those three countries because I felt that those are very large countries and it would be interesting to see how the compare next to the health care system in the United States. Also...
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...United States Health Care vs. the German Health Care Denise Jackson American Sentinel University United States Health Care vs. the German Health Care There are many individuals’ that think the German health care system is one of the best in the world. Back in 1883 a man by the name of Otto von Bismarck, created Germany’s health care system; a universal health care system which is the oldest in Europe ("Otto von Bismarck," 2012). When the German health care system was created, it was mandatory for a select few mainly, low-income workers and specific government employees. Gradually the system was expanded to cover the entire German population. Under the German universal health care system 85 % of their population has basic health care coverage; and the remaining German population has chosen private health care coverage. There are two forms of health care insurance, public health insurance and private insurance. In 2009 it became mandatory by the German government that all students and employees must have health care insurance coverage regardless of income or social status. The United States (U.S.) modern health care insurance programs evolved from traditional disability insurance that was implemented back in the middle to late 20th century. When the U.S. health care system was created, it was designed to provide coverage for a select few,” railroad and steamboat worker ("Health insurance in the United States," 2012, p. 2)”. The origins of sickness coverage...
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...Healthcare in Germany vs. U.S.A Western Governors University Organizational Systems and Quality Leadership Germany’s and the United States’ healthcare systems compare and contrast in many ways. Germany has the third richest economy in the world and many categorize their healthcare system as socialized. Germany provides medical care to all of the citizens—young, poor, old, sick, and injured. Otto von Bismarck the Prussian chancellor in the 1880s in Germany invented the concept of healthcare systems, the notion that a government has to provide mechanisms so all its people can get medical care when they need it. In 1883, the Sickness Insurance Act was passed, representing the first social insurance program. Over the past 130 years the system has grown to the point where virtually all of the population is provided access to medical care. The Germans have what they call “Sickness Funds”, which are paid for by premiums based on income to one of 240 private insurers. A worker earning 60,000 would split a $750 family premium with their employer. It is more expensive than the U.K. but cheaper than the U.S. by about two thirds. It is a system where the rich pay for the poor and the ill are covered by the healthy (Saul, 2014). The United States healthcare system until recently has been mostly controlled by private industries and insurance companies, although we do have Medicare and Medicaid for the old and poor. Recently the Affordable Healthcare Act has been passed which requires...
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...Global Environment of Business Germany Healthcare Profile Healthcare in Germany has been relatively constant throughout history. The growth of the healthcare to what it is today can be found from the 19th century. During this time industry and an up growth of population came to Germany and this also was linked to the founding of the German National Union. This this growth of organized labor it began to be apparent that a form of health care needed to be found to keep the health of the workers. The Bismark model was founded shortly after. This model used an insurance program and those that provided the insurance were referred to as “sickness funds.” The money for this program was taken from the payroll. This was a national coverage so the insurance companies did not profit. In 1883, there was an amendment to the Bismark model. This model was regulated by a man who was known for his military tactics and originally he wanted a national, central office for the healthcare his model was rejected and a more regional program was established to allow smaller pockets of control. There was final change to the model occurred in three phases through the end of the 19th century and the beginning of the 20th century. This brought the model to be a nonprofit and self-governing. Originally the board was made up of more labor and only a few people from business were on the seat for representation. This transitioned to 1920’s when there was an equal board seats. There was a gap between the...
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...German & U.S. Healthcare Systems: A Comparison German & U.S. Healthcare Systems: A Comparison Mention European health care to an American, and it probably conjures up a negative stereotype — high taxes, long waiting lines, rationed care. It's not that way in Germany. Very little tax money goes into the system. The lion's share comes, as in America, from premiums paid by workers and employers to insurance companies. German health benefits are very generous. And there's usually little or no wait to get elective surgery or diagnostic tests, such as MRIs. It's one of the world's best health care systems, visible in little ways that most Germans take for granted (Knox, 2008, para. 1). The country's heath care system dates to 1883 — only a dozen years after Otto von Bismarck melded a disparate collection of kingdoms and duchies into the German Empire. The "Iron Chancellor," as Bismarck was known, persuaded the country's parliament to enact a national system of health insurance based on the guilds' sickness funds (Knox, 2008, para. 7). The 1883 health insurance law did not address the relationship between sickness funds and doctors. The funds had full authority to determine which doctors became participating doctors and to set the rules and conditions under which they did so. These rules and conditions were laid down in individual contracts. Doctors, who had grown increasingly dissatisfied with these contracts and their limited access to the practice of medicine with...
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