Premium Essay

How To Write A Disability Insurance Essay

Submitted By
Words 516
Pages 3
Disability insurance
Sometimes, it may so happen that you are unable to continue your work because you met a major disability accident. You may even cringe at the thought of how it is going to impact your day to day life because you will not be able to attend work and this may stop your salary from being processed. This situation in itself is extremely panicky and you need to think of something to salvage the situation for you. The only thing that comes in handy in such cases has to be the disability insurance.
The disability insurance is so made that it allows such victims to get the right coverage which will give them the option of getting their salary and thereby they will be able to pay off their bills without having to hunt for other options.
Why should you opt for disability insurance? …show more content…
Sometimes, you may land up in troubles out of the blues and if you do not have the right insurance cover, your life may become extremely tough.
There are a lot of families where people rely heavily on the salary of a single person for the sake of paying their regular bills. If the salary stops, you may find yourself in a great deal of trouble. When you have the disability insurance, it will ensure that your salary will keep rolling.
The reason for the disability holds a lot of importance. Sometimes people become disabled because of the work environment or the work stress. In such cases, not only are you entitled to receive the salary but you can also ask for your compensation because you have been rendered disable because of the activities of your workplace.
You have to be aware of all these details and by choosing the services of SDK & Associates, you will be able to get all these knowledge and more. There are a lot of people who suffer from major disabilities all round the year and accidents is perhaps one of the largest

Similar Documents

Free Essay

Social Security

...Reflective Questions 1. What was your purpose in writing the paper? What do you want the reader to understand after reading? My purpose was to do an argumentative essay in accordance with Rampage Chapter 14. I want the reader to understand the pro and cons of using privatizing Social Security. 2. What was the most challenging part of writing this paper, and why? Explain. For me it was sitting down and gathering my thoughts. I had a trying schedule with work and needed that time to myself to make it happen. I do have an opinion and I find it difficult to put them aside and argue both sides. 3. What do you see as the strengths of the paper, and what would you try to do if you were to revise it some more? The strength of my paper I feel is that it gives legit and strong facts of the pros and cons of the topic. If I could tweak it some more it would be to not personalize it as much. 4. What is not a part of your paper that you think might help a reader understand or appreciate it more? What didn't you put in? Are there certain events or feelings or memories that led you to write on this topic or to take this approach? What kind of feedback or response would you like from your reader? I think this essay will definitely bring to light the future of social security. I think that individuals don’t know that they could lose their money if they do not take the time to learn the benefits of the programs to include privatization. Jabari Williams Professor Houston ...

Words: 1212 - Pages: 5

Premium Essay

Sustaining Employee Performance Paper

...Running head: SUSTAINING EMPLOYEE PERFORMANCE PAPER Sustaining Employee Performance Paper Alejandro Zatarain, Jamie Lewandoski, George Hull SEC/300 March 28, 2016 Chris Bingham In this paper we will be discussing two positions of the Elias Group Organization. The two positions that we will discuss would be the Director of Technical Services and the Director of Administration and HR. We will describing the functions of performance management, suggest two jobs evaluations, compare possible compensations for this two positions and also we will be explaining the importance of providing employee benefit plans to the employees working in this two chosen positions. The two jobs that we as a team have identified for the Elias Group Organization is the Director of Technical Services and the Director of Administration and HR. The Director of Technical Services is in charge of three managers, which are the manager of web services, the manager of information res. and the manager of desktop services. The other position, which is the Director of Administration and HR in this position, they answer to the president of the company and which they answer to the board of directors. In this position the Director of administration and HR is involved with the legal counsel since they have to deal with Human Resources department and administration. The general function of performance management is to promote and improve employee effectiveness. It is a continuous process where managers...

Words: 1576 - Pages: 7

Free Essay

Mexat

...Registration Click Student Detail Schedule Select the appropriate term from the drop down menu Exam Numbers are listed below Total Credit Hours at the top of the page 2. Confirm that you are using and have typed the correct exam number on your exam document. 3. You may download the exam from the course TWEN site any time after 12:01 a.m. on Monday, April 29, 2013. All exams must be submitted within 72 hours of download. But, in any case, all exams must be submitted by the end of the final exam period, i.e. by 11:59 p.m. on Monday, May 13, 2013. Therefore, you will want to download your exam no later than 11:59 p.m. on Friday, May 10, 2013, to ensure that you have the full allowed 72 hours to complete your exam. 4. Write your answers to BOTH parts of the exam in a word processor. Save your document as a single PDF file before uploading to TWEN. Use your exam number as the name for the PDF file. Instructions Specific to This Examination GENERAL INSTRUCTIONS:...

Words: 5322 - Pages: 22

Free Essay

Cancer vs Diabetes

...Cancer VS. Diabetes Diabetes and cancer are common diseases with a tremendous impact on health worldwide. These diseases have more differences than similarities, but can have the same outcome if not taken care of properly. There is evidence that says people with diabetes are at a greater risk for many forms of cancer. Studies show that some medications used to treat diabetes are associated with increased or a reduced risk of cancer. The mortality rate of each has increased in recent years, but with proper diet and a healthy lifestyle, these diseases can sometimes be controlled. Diabetes and cancer have the same risk factors which include age, gender, race, obesity, lack of exercise, smoking and alcohol. You should lose weight and eat healthy if you are at risk for either of these two diseases. For your diet, incorporating fruits and vegetables is a step in the right direction. So far, there is no real cure for diabetes, but with regular medical care and taking care of yourself, you can manage your diabetes; reducing considerably, the risk of serious complications such as heart disease and stroke. Treatment for diabetes varies depending on what type of diabetes you have. Managing all forms of diabetes include regular monitoring of blood sugar levels; eating a well-balanced, healthy diet, and following a regular exercise program. Insulin is the most common diabetes drug. It can be injected or taken orally. Beyond medications...

Words: 1444 - Pages: 6

Premium Essay

Unit Handbook

...FdA Fashion Marketing and Promotion Unit: Individual Major Project UNIT LEADER: Edwin Phiri TEACHING TEAM: Edwin Phiri, Wessie Ling, Nicole Dunlop, Chrissy McKean and Laura Avery CREDIT RATING: 40 STAGE: 2 LEVEL: 5 LOCATION IN COURSE: Term 3 CORE SPIRIT BRIEFING: Monday 16th April HH203 10.00-12.00 Group A 14.30am – 15.30am in JPS 512 (18/4/12 and 25/4/12 only) Movie Maker Group B 15.30am – 16.30am in JPS 512 (18/4/12 and 25/4/12 only) Movie Maker Group A 15.30am -16.30am in JPS 512 (17/4, 24/4, 1/5 and 15/5 only) Excel Group B 13.00am- 14.00pm in JPS 512 (17/4, 24/4, 1/5 and 15/5 only) Excel Group A and B 09.30-11.30 HH 203 Lecture Group A 12.00-14.30 (Seminars with relevant supervisor as scheduled) Group B 15.00-17.30 (Seminars with relevant supervisor as scheduled) Students to attend Individual and small group tutorials with relevant tutors as scheduled. LCF STUDENTS ARE REQUIRED TO USE ONLY THEIR COLLEGE / UNIVERSITY EMAIL ADDRESS. All correspondence to you will be through that medium Unit Handbook 2011 – 2012 INTRODUCTION This unit provides you with the opportunity to undertake a self-directed project that consolidates and extends your knowledge and skills. Your project will include planning, research, ideas development and recommendations and will include both practical and theoretical elements. This unit will allow you to develop entrepreneurship and creativity, whilst undertaking a project with a feasible...

Words: 2438 - Pages: 10

Premium Essay

Assesment Activity 2.1(Btec Level 3)

...Cristinel Bucioaca P1 – Describe the recruitment documentation used in a selected organisation I’ve chosen Tesco as subject of this assessment activity 2.1.I’d like to begin by saying that in the first place there will be personal, legal and health questionnaires you must fill in and prove if successful in a job application in order to start working for Tesco(and any other companies in UK).The management team from Human Resources from Tesco will need to know if you are over 16,have the right to work in this country,have a National Insurance Number,have any disabilities or any other special requirements.After that they will need to know your current work status(if you are currently working or not ) and availability(when you can start work). You will provide them with your name and contact details,referees and complete a questionnaire about your past criminal record(if you had any criminal convictions).You will then write down your qualifications gained in school or by courses.Lest but not the last you will also complete a job application by writting down your CV meaning what jobs you had in the past,where you have worked before. You will state what skills you have so they know if you are suitable for the role. As the company is growing,it is important for Tesco to have workforce planning which is future needs for people in terms of locations,numbers and skills. P2-Describe the main employability,personal and communication skills required when applying...

Words: 1272 - Pages: 6

Premium Essay

Busess

...Required Resources Martocchio, J. J. (2013). Strategic compensation: A human resource management approach (7th ed.). Upper Saddle River, NJ: Prentice Hall / Pearson. Supplemental Resources Andersen, S. (2012). The keys to effective strategic account planning. Velocity, 14(1), 23-26. Burkhauser, R. V., Schmeiser, M. D., & Weathers II, R. R. (2012). The importance of anti-discrimination and workers’ compensation laws on the provision of workplace accommodations following the onset of a disability. Industrial & Labor Relations Review, 65(1), 161-180. Employee compensation: 12 trends for 2012. (2012). HR Specialist, 10(2), 1-2. Survey of the Month: Companies Focus On Updating Compensation in 2012. (2011). Report on Salary Surveys, 18(12), 1-5. The Society of Human Resources Management (2012). General format. Retrieved from http://www.shrm.org WorldatWork. (n.d.). General format. Retrieved from http://www.worldatwork.org COURSE LEARNING OUTCOMES 1. Analyze how compensation practice can be applied to positively impact an organization and its stakeholders. 2. Examine the ways in which laws, labor unions, and market factors impact companies’ compensation practices. 3. Evaluate the effectiveness of traditional bases for pay (seniority and merit) against incentive-based and person-focused compensation approaches. 4. Compare and contrast internally consistent and market-competitive compensation systems. 5. Analyze the fundamental principles...

Words: 3798 - Pages: 16

Premium Essay

Price Discrimination

...Managerial Economics ECP 3703 01Z, 02Z, and 03Z (CRN 21124, 21446, and 21456) are held at times determined by You At eLearning (online) in Canvas. Professor: Dr. John Hilston – (321) 433-5327 hilstonj@easternflorida.edu - You need to use Titans email! Department Chair – Mr. Charles Kise 3 Credit Hours Introduction: John Hilston earned a B.S. in Industrial Management from Grove City (PA) College (1996). At Grove City, he studied under G. Dirk Mateer and Walter E. Williams. After graduating from Grove City, John worked as a Project Engineer, Real Estate Tax Specialist, and Insurance Statistical Analyst. While working in these various positions, he earned an M.A. in Economics from Cleveland State University (1998). After teaching Economics part-time for a year, John decided to make this interest his full-time career. He taught for two years at six different Cleveland/Akron, OH, area institutions. For the next 3+ years, John was an Economics Professor at Seminole State College in Sanford, FL. He is presently a Professor of Economics at Eastern Florida State College in Palm Bay, FL. John completed his Ed.D in Educational Leadership at University of Central Florida in Orlando, FL (2010). His academic interests include history, the economics of public policy, and college faculty political diversity.    In his spare time, John enjoys cheering for his beloved Cleveland and Ohio sports teams, traveling (he has been to fifty state capitols and sixteen countries), and rooting...

Words: 3468 - Pages: 14

Premium Essay

Social Issues

...Chapter 12 Human Resource Management True/False Questions WHY HUMAN RESOURCE MANAGEMENT IS IMPORTANT 1. High-performance work practices are those that lead to high individual and high organizational performance. (True; moderate; p. 323) 2. High-performance work practices involve a commitment by management to improve the knowledge skills and abilities of the organization’s employees, increasing employee motivation, and enhancing the retention of quality employees. (True; easy; p. 323) THE HUMAN RESOURCE MANAGEMENT PROCESS 3. The human resource management (HRM) process consists of 10 activities necessary for staffing the organization and sustaining high employee performance. (False; moderate; p. 323) 4. A labor union is an organization that represents workers and seeks to protect their interests. (True; easy; p. 323) 5. In the United States, nearly 25 percent of all workers are unionized. (False; moderate; pp. 323-324) 6. Affirmative action programs assure that minorities are given equal opportunities in the workplace. (False; difficult; p. 324) 7. A community fire department can categorically deny employment to a firefighter applicant who is confined to a wheelchair. (True; moderate; p. 324) 8. The United States will experience a shortage of 20 million workers over the next 10 years according to the U.S. Bureau of Labor Statistics. (False; moderate; p. 325) HUMAN RESOURCE PLANNING 9. Human resource planning can be condensed into two...

Words: 9013 - Pages: 37

Premium Essay

Insurance

...will provide the health insurance planning overview, general information regarding the organization, the existing group health insurance plan which provided by the employer (LHDNM), background of study, the problem statement, research objective, research question, hypothesis, and scope of study, limitation of study, significance of study and definition of terms. Firstly, the title of the research is “The Study on the Factors Influencing The Purchasing Behavior of Personal Health Insurance among The Inland Revenue Board of Malaysia‟s (LHDNM) Staff”. There are general overviews of the personal health insurance planning and the background of the organization. After that the researcher will discuss about the background of study, problem statement, research objective and research questions. Besides, the researcher will state hypothesis of the relationship between three independent variables. Then the researcher will attach the scope of study and limitation of study. The next part is the significant of the study and definition of term. 1 1.1 About health insurance planning Health insurance, like other forms of insurance, is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by...

Words: 9777 - Pages: 40

Premium Essay

Lyndon B. Johnson

...as President of the United States after the unexpected assassination of President John F. Kennedy in Dallas, Texas. President Johnson would go on to serve not only the remainder of this term, but he would be selected by the people of the nation to serve one more term as nominated and elected president. Strongly backed by the Democratic Party, President Johnson soared and dominated domestic politics while he struggled to navigate foreign affairs. Throughout his time as President of the United States, President Johnson gained much praise as a domineering leader; however, he also faced much criticism over his failure to bring a successful end to the Vietnam War. Throughout his years in the White House, President Johnson developed many insurance and education programs (among others) that have greatly affected Americans over the past 40 years. Many of these programs are still in use today and have become a part of the American way of life. His dream of a “Great Society” and “War on Poverty” helped millions of Americans rise above horrendous poverty and racial discrimination of their day. President Johnson was forced to face the up and coming counterculture that occurred when young Americans began to react and oppose the death surrounding the Vietnam War. These young Americans who started a rebellion against foreign policy eventually developed a cultural rebellion that attacked many areas of the American culture as a whole. The impact of President Johnson’s time as Chief of...

Words: 2668 - Pages: 11

Premium Essay

Sole Trader

...NATIONAL SENIOR CERTIFICATE GRADE 12 BUSINESS STUDIES FEBRUARY/MARCH 2013 MEMORANDUM MARKS: 300 This memorandum consists of 28 pages. Copyright reserved Please turn over Business Studies 2 NSC – Memorandum DBE/Feb.–Mar. 2013 NOTES TO MARKERS 1. For marking and moderation purposes, the following colours are recommended: Marker: Senior Marker: Deputy Chief and Chief Marker: Internal Moderator: 2. Red Green Black/Brown/Pink Orange The numbering of Assessment Standards is in accordance with the principle of progression from Grades 10 to 12, e.g. the first Assessment Standard is 12.1.2. Candidates' responses must be in full sentences for SECTIONS B and C. This would depend on the nature of the question. A comprehensive memorandum has been provided but this is by no means exhaustive. Due consideration should be given to an answer that is correct but: • • • • uses a different expression from that which appears in the memorandum. comes from another source. is correct and original. relates to another applicable LO or AS. 3. 4. NOTE: There are no alternative answers for SECTION A. 5. Take due note of other relevant answers provided by candidates and allocate marks accordingly. (In cases where the answer is unclear or indicates some understanding, part-marks should be allocated, for example, one mark instead of the maximum of two marks.) The word 'sub-max' is used to facilitate the allocation of marks within a question or subquestion. The purpose of circling marks (guided by...

Words: 7705 - Pages: 31

Premium Essay

Special Education

...Characteristics Understand Characteristics of Students with Disabilities Some students with disabilities pass through typical developmental milestones and express skills within an average range for their age group. Others show delayed growth at certain developmental milestones, and many students with disabilities experience challenges as they navigate through the school curriculum. It is critical that special education teachers know how to differentiate between typical individual differences among children without disabilities and differences that may indicate a disability that requires interventions and/or specialized designed instruction. In addition, special education teachers need to know the most common types of disabilities that students may experience and how those disabilities affect their ability to learn and their behavior in the classroom. Competency 1 thus focuses on the characteristics of typical and atypical human growth and development and the characteristics of students with various disabilities that special education teachers are likely to encounter. The test includes a wide range of multiple-choice questions that address Competency 1. * Questions on typical and atypical behaviors and abilities for children and adolescents at particular ages. * Questions on the types and characteristics of various disabilities. * Questions on the similarities and differences among students with and without disabilities. This competency encompasses the following content: ...

Words: 37727 - Pages: 151

Premium Essay

Human Resource Management

...Human Resource Management, 12e (Dessler) Chapter 10 Coaching, Careers, and Talent Management 1) Which of the following terms refers to educating, instructing, and training subordinates? A) mentoring B) coaching C) appraising D) grading E) recruiting Answer: B Explanation: Coaching means educating, instructing, and training subordinates. Mentoring means advising, counseling, and guiding. Recruiting refers to searching for job candidates. Diff: 1 Page Ref: 344 Chapter: 10 Objective: 1 Skill: Concept 2) The process of advising, counseling, and guiding employees is known as ________. A) coaching B) appraising C) assessing D) mentoring E) training Answer: D Explanation: Mentoring means advising, counseling, and guiding. Coaching means educating, instructing, and training subordinates. Both coaching and mentoring skills are needed for appraising employees, but appraising and assessing refer to rating an employee. Diff: 1 Page Ref: 344 Chapter: 10 Objective: 1 Skill: Concept 3) ________ focuses on helping an employee make long-term career plans, while ________ addresses an employee's short-term job skills. A) Mentoring, coaching B) Coaching, mentoring C) Recruiting, coaching D) Recruiting, mentoring E) Mentoring, recruiting Answer: A Explanation: Mentoring means advising, counseling, and guiding an employee towards long-term career goals. Coaching means educating, instructing, and training subordinates in performing short-term job-related...

Words: 45973 - Pages: 184

Premium Essay

Test Bank Communication

...ch3 Student: ___________________________________________________________________________ 1. Maintaining goodwill within an organization can improve a firm's financial performance. True False 2. Goodwill is not important in government organizations. True False 3. More and more organizations are realizing that treating employees well is financially wise as well as ethically sound. True False 4. Goodwill is important externally but does not need to be considered when communicating with people within an organization. True False 5. The word "you" does not necessarily have to be included in a message that conveys the you-attitude. True False 6. Wordiness means having more words than the meaning of a message requires. True False 7. Wordiness helps to clarify a message by making it concise and easy to read. True False 8. Adding words to increase you-attitude or develop a reader benefit will make a sentence wordy. True False 9. The word "you" should be used in all business messages in order to convey the you-attitude. True False 10. Long sentences, by definition, are wordy. True False 11. Revisions to sentences in order to include the you-attitude should not change the basic meaning of the message. True False 12. To best convey the you-attitude, a company should refer to a customer's order generically as "Your order" since the customer already knows what he ordered. True False 13. A sentence that focuses on the communicator's...

Words: 14181 - Pages: 57