...Illinois Maintenance Guidelines and Formula Valerie Hiller Kaplan University CM107 Professor Snchieder June, 23, 2015 MEMO TO: Letisha Luecking Orlet P.C., Tom Speedie Attorney at Law, and Dennis Hatch Attorney at Law FROM: Valerie Hiller, P.C. SUBJECT: New maintenance guidelines and formula DATE: December 16. 2015 According ISBA (Mathewson, 2014), the new law, P.A. 98-0961, was crafted by ISBA Family Law Section Council, creates a formula for calculating maintenance based on the gross income of the parties and the length of marriage. Before this law was established, judges relied on a list of factors that appear in sections 504 and 505 of the Illinois Marriage and Dissolution of Marriage Act. Spousal maintenance is determined for divorcing couples whose combined gross income is less than $250,000. With the new formula, a maintenance award should equal 30 percent of the payor’s gross income minus 20 percent of the payee’s income, not to exceed 40 percent of the couples combined income when added to the payee’s gross. There are two formulas in this guideline. The maintenance that the payee has to pay and the length of payment to the payor, with this formula, it will establish the durations of the maintenance award. The payee will have to continue paying award for 20 percent of the span of marriage. Or it may be permanent or last the whole length of marriage for a couple that has been married 20 years or more. ...
Words: 589 - Pages: 3
...HBS CASE Guide to Harvard Referencing University of Hertfordshire Hertfordshire Business School Centre for Academic Skills Enhancement (CASE) Harvard Referencing Guide This updated guide has been produced by CASE Academic Advisers to promote accurate Harvard referencing in the Business School. Harvard referencing style has many varieties. This version has been developed to ensure conformity with the basic Harvard referencing conventions and in relation to feedback from HBS lecturers and students. Accurate referencing is ESSENTIAL because: 1) Your work must be ‘evidenced' with references to appropriate academic theory and practitioner experience. 2) Your reader must be able to see which ideas and words are your own and which are not. 3) Your lecturer must be able to check your sources and see which ones you have used to support your assertions. 4) Your lecturer needs to see if you have read and understood course material and how you have used the work of others to develop your own ideas. 5) Other readers might want to find and read some of the sources you have used. 6) If you do not reference, you might be accused of stealing the work/ideas of others - this is plagiarism. Revised: 03/10/14 1 © HBS CASE, 2014. HBS CASE Guide to Harvard Referencing You should note that Harvard is a modern ‘author-date’ referencing system and should not be used in the same document with the older numerical /footnote systems that use numbers in the text and...
Words: 8372 - Pages: 34
...Author: Ali Gibril Instructor: Mary Sue Course: WRIT 1108-01 Date: November, 10 2013 Malaria Malaria is a mosquito-borne infectious disease of human beings as well as other animals that is caused by parasitic protozoans belonging to the genus Plasmodium. This disease is prevalent in tropical as well as subtropical areas in a wide circle around the equator, including a large part of Sub-Saharan Africa, the Americas, and Asia. Even though the agent for P. falciparum malaria has existed for 50,000 to 100,000 years, the population of the parasite did not rise until approximately 10,000 years ago, at the same time with progresses in agriculture (Harper and Armelagos) together with the human settlements development. Human malaria parasites’ close relatives are still common in chimpanzees. A number of evidence proposes that the origin of P. falciparum malaria may be from gorillas (Prugnolle, Durand and Ollomo). The disease was previously referred to as marsh fever or ague because of its relationship with marshland and swamps (Reiter). Malaria was, at one time, common in the majority of North America and Europe, but it is no longer prevalent, although imported instances do take place (Webb). Malaria used to be the most significant health hazard faced by U.S. military personnel in the South Pacific in the course of the Second World War, where approximately 500,000 men became infected (Bray), and 60,000 American troops lost their lives from malaria during the South Pacific and African...
Words: 1751 - Pages: 8
...1. Introduction HSBC is one of the famous banks around the world. Its high efficiency work and accountability award great reputation among public. Its mission includes five words: leading, delivering, achieving, building and creating. Human recourse department is a crucial role in the amazing mechanism. In general, training refers to a planned effort by a company to facilitate the learning of job-related knowledge, skill, or behavior by employees. From company’s perspective, training is strategic for business goals related to human resources as well as productivity, costumer service, and motivation. The following case study spends time on talking about special training programs in HSBC, particularly on in-house training and external training. 2. Objectives of Training Plan in HSBC 1. Training plan should be relevant and focus on a specific task. 2. The training plan should match with the standardization measurement in the job performances. 3. Maintain the training objectives always follow the business objectives. 3. Importance of Training Training is the one of the most important activities in human resource. It is essential to put the right worker ant the right place with the trained employees in today’s global market. As human resource is the blood of all the organizations, only well-trained employees can an organization really achieve its goals. Nowadays, training has played a significant role on maintaining and improving interpersonal and intergroup...
Words: 2274 - Pages: 10
...Introduction to Advertising CW1 1. Use examples of recent advertisements to explain the role and functions of advertising. What is Advertising? It is a monetary and non-monetary form of persuading the audience through communication that uses: “Non-personal mass media – as well as other forms of interactive communication – to reach mass audiences to connect an identified sponsor with a target audience” (Wells, Moriarty, and Burnett) If firms want to gain and increase sales and profits, they will have to be communicated to the customers. A total marketing communication program is called “promotion mix”. One of its key components is advertising. Before firms begin this step in ‘promotional mix’ business must understand the important relationship between the product and the market place. {Advertising is the most important element of promotion, which is a key component of the Marketing Mix.} What is Marketing Mix? This is one of the most famous marketing terms when studying Marketing and Advertising. “The marketing mix is the set of controllable tactical marketing tools. That considers the the 4P’s. * Product * Price * Place * Promotion This is what firm blends to produce the response it wants in the target market”. {Kotler and Armstrong (2010)} What is the right promotional mix? Business need to see how products or services are presented to customers. Their main criteria to check...
Words: 3484 - Pages: 14
...Table of Contents WELCOME FROM ACADEMIC PROGRAM DIRECTOR ............................................................................ 1 MEET THE FACULTY................................................................................................................................... 2 ORIENTATION SCHEDULE ....................................................................................................................... 10 ACADEMIC CALENDAR ............................................................................................................................. 11 MASTER OF SCIENCE IN FINANCE PROGRAM SUMMARY ................................................................. 12 GETTING STARTED .................................................................................................................................. 13 JHED ID .................................................................................................................................................. 13 Blackboard FAQs .................................................................................................................................... 13 Integrated Student Information System (ISIS) ........................................................................................ 14 LIFE AT THE CAREY BUSINESS SCHOOL .............................................................................................. 15 HEALTH INSURANCE FOR STUDENTS...........................................
Words: 17730 - Pages: 71
...Selecting a media agency In association with: Selecting a media agency INTRODUCTION Whatever their size and experience, advertisers strive for quality, performance and productivity in all disciplines; and media strategy/media buying are no exception. In any discipline, questioning its process may occur at certain times in the lifecycle of an organisation, and this may lead to a media pitch. Over the past years, media planning and buying have come through many changes. Communication groups have turned their media departments into specialised companies and independent media buying shops have strengthened their skills and strategic capabilities. The companies are no longer mere buying points but real media agencies: their competencies have broadened to better meet advertisers’ needs. Today, advertisers face a highly concentrated and sophisticated media agency market, whose players have a high degree of professionalism. Selecting a business partner in this area is therefore a critical step for both the advertiser and the agency, and from both a strategic and financial perspective. In this context, this guide aims at helping advertisers and agencies to work together in an informed manner, focusing on quality and performance in their relationships. We propose methods, from defining the objectives to fine-tuning the contractual arrangements, which will allow the advertiser and its media agency to build a new relationship on solid grounds. Rather than identifying the “best”...
Words: 6867 - Pages: 28
...Geographical Pressures To Deviate From Franchise Formats: Some Evidence From The UK JULIET COX* and COLIN MASON** Abstract. There is a tension in business format franchising between, on the one hand, standardisation and uniformity and, on the other hand, geographical variations in market conditions and resource availability. Previous research has demonstrated in the case of independent small firms that local geographical conditions influence business strategy. This paper examines whether variations in the local geographical environment, notably in terms of demand and supply side conditions, affect format implementation and whether franchisors permit franchisees to make local adaptations of the format in response to local environmental conditions. The study is based on interviews with 40 UK-based franchisors, all of whom were at the later stages of roll-out or in the consolidation stage of network development. Local variations in the business environment do create a conflict with the need to maintain the uniformity of the franchise format. Adaptation was restricted to peripheral format components. No changes were made to the core format components. Most franchisors recognise that their franchisees are an important source of new innovation. However, implementation of franchisee ideas across the system is found in only a minority of cases. Key words: franchising, geography, adaptation, standardisation Please direct correspondence about this paper to Colin...
Words: 8828 - Pages: 36
...World Journal of Entrepreneurship, Management and Sustainable Development Analysing the impact of green marketing strategies on consumer purchasing patterns in Mauritius Thanika Devi Juwaheer Sharmila Pudaruth Marie Monique Emmanuelle Noyaux Article information: Downloaded by UNIVERSITI TEKNOLOGI MALAYSIA At 10:18 08 October 2014 (PT) To cite this document: Thanika Devi Juwaheer Sharmila Pudaruth Marie Monique Emmanuelle Noyaux, (2012),"Analysing the impact of green marketing strategies on consumer purchasing patterns in Mauritius", World Journal of Entrepreneurship, Management and Sustainable Development, Vol. 8 Iss 1 pp. 36 - 59 Permanent link to this document: http://dx.doi.org/10.1108/20425961211221615 Downloaded on: 08 October 2014, At: 10:18 (PT) References: this document contains references to 124 other documents. To copy this document: permissions@emeraldinsight.com The fulltext of this document has been downloaded 4276 times since 2012* Users who downloaded this article also downloaded: Elham Rahbar, Nabsiah Abdul Wahid, (2011),"Investigation of green marketing tools' effect on consumers' purchase behavior", Business Strategy Series, Vol. 12 Iss 2 pp. 73-83 Kaman Lee, (2008),"Opportunities for green marketing: young consumers", Marketing Intelligence & Planning, Vol. 26 Iss 6 pp. 573-586 Charles Dennis, Lisa Harris, Ken Peattie, Andrew Crane, (2005),"Green marketing: legend, myth, farce or prophesy?", Qualitative Market Research: An International Journal...
Words: 12394 - Pages: 50
...FINANCE AND FINANCIAL MARKETS 3,6 Types of financial intermediaries Financial institutions are like most other businesses in that they exist to make a profit and this is maximized by minimizing their costs and maximizing their revenue. Like most firms they can only survive if they design and sell products and services that can meet demand at a reasonable profit level. We now proceed to look at some of the key types of financial institutions that are involved in the process of financial intermediation; that is, the transfer of funds between surplus and deficit agents. We distinguish between deposit-accepting institutions, such as banks and savings institutions, and other types of financial intermediaries, such as insurance companies, mutual funds/unit trusts, pension funds, hedge funds and private equity and the like. 3.7 deposit institution an institution such as a bank or savings institution that accepts cash deposits Deposit institutions Deposit institutions accept deposits from economic agents. These funds become their liabilities which they then on-lend to make direct loans or investments, which become their assets. Deposit-taking institutions aim to make a profit in the way of 'spread income' between the cost of the deposits that they accept and other sources of funding, and the return that they receive on their investment portfolio in the way of loans, equity stakes and other investments. Examples of deposit institutions include commercial banks,...
Words: 13846 - Pages: 56
...MARKETING COMMUNICATIONS To Caroline, Arthur, Dan and Becky MARKETING COMMUNICATIONS JOHN EGAN Australia G Canada G Mexico G Singapore G Spain G United Kingdom G United States Marketing Communications John Egan Publishing Director John Yates Production Editor Lucy Mills Typesetter Newgen, India Text Design Design Deluxe Ltd, Bath, UK Publisher Jennifer Pegg Manufacturing Manager Helen Mason Production Controller Maeve Healy Printer Rotolito Lombarda S.p.A. Italy Development Editor Tom Rennie Marketing Executive Leo Stanley Cover Design www.mulcaheydesign.co.uk Copyright © 2007 Thomson Learning The Thomson logo is a registered trademark used herein under licence. For more information, contact Thomson Learning High Holborn House 50-51 Bedford Row London WC1R 4LR or visit us on the World Wide Web at: http://www.thomsonlearning.co.uk This edition published 2007 by Thomson Learning. All rights reserved by Thomson Learning 2007. The text of this publication, or any part thereof, may not be reproduced or transmited in any form or by any means, electronic or mechanical, including photocopying, recording, storage in an information retrieval system, or otherwise, without prior permission of the publisher. Every effort has been made to trace all the copyright holders, but if any have been inadvertently overlooked the publisher will be pleased to make the necessary arrangements at the first opportunity. Please contact the...
Words: 39131 - Pages: 157
...UNIT – 1 / ADVERTISING Advertising Literal meaning of Advertising: Advertising was originated from a Latin term ―advertire‖ which means ―to turn to.‖ The dictionary meaning of the term advertising is ―to give public notice or to announce publicly.‖ Definition of Advertising: The American Marketing Association has defined Advertising as ―any paid form of non-personal presentation and promotion of goods, services or ideas by an identified sponsor.‖ Elaboration of the above definition: First advertising is ―paid for‖ that means it involves commercial transaction. Secondly advertising is ―non-personal‖ that means it is directed towards a mass audience not directed towards any individual as it is in the case of personal selling. Finally advertising is identifiable with its sponsoring authority or advertiser. It discloses or identifies the source of opinions and ideas, it presents. Einstein College of Engineering Objectives of Advertising: There are two types of Advertising Objectives, I. II. General Objectives. Specific Objectives. I. General Objective a) Stimulating Demand – It can be done in two ways, first the present users of the product may be persuaded to increase the present rate for product consumption. Second way is to attract the new users into the market by telling them the qualities of the product. b) Increased profits. II. Specific Objectives of Advertising a) Preparing ground for new product. b) Facing competition. c) Informing the changes to the...
Words: 37507 - Pages: 151
...Oğuz Atay Tehlikeli Oyunlar Bütün Eserleri/2 İSTANBUL TEHLİKELİ OYUNLAR Oğuz Atay İletişim Yayınları / 27 1. Baskı: Sinan Yayınları, İst. 1973 2. Baskı: İletişim Yayınları, İst. 1984 ÖNSÖZ Ey Sevgili Okur, Şu elinde tuttuğun Tehlikeli Oyunlar'ı okumak üzere olduğun için seni ne kadar kıskandığımı açıklamakla başlamak istiyorum bir solukta yazıp bitirmek istediğim bu önsöze. Niçin mi kıskanıyorum seni? Heyecan ve serüven dolu bir yolculuğa benzeyen bu okuma uğraşıyla ilk kez karşı karşıya olduğun için elbet. Bu önsözü bir solukta yazıp bitirmek isteyişime gelince, belki bunun nedenini sen de kestirebilirsin. Oğuz Atay «önsözlerden hiç mi hiç hoşlanmazdı. O kendine özgü inceliğiyle bir güzel alaya alırdı her türlü önsözü. Ama bu kitabın XIV. Bölümünde de belirtildiği gibi, «Ülkemiz büyük bir oyun yeridir. Her sabah uyanınca, biraz isteksiz de olsak, hepimiz sahnenin bir yerinde, bizi çevreleyen büyük ve uzak dünyanın sevimli bir benzerini kurmak için toplanırız. Küçük topluluklar olarak, birbirimizden bağımsız davranarak ve birbirimizi seyrederek günlük oyunlarımıza başlarız. Ben, Hikmet IV. zamanında —yani Hikmet I. olduğum sıralarda— bu oyunu ciddiye almış ve bütün oyunları heyecanla seyretmiştim. Sonunda, kendi oyunumu, bütün bu oyunların dışında ve gerçek olarak yaşamağa karar verdim. İnsanlarımız, aynı piyesi yıllardır aynı biçimde oynamanın yorgunluğu ve gerçeğe bir türlü, benzetememenin bezginliği içindeyken ben, bizlere bugüne kadar hiç yararı dokunmamış olan aklın —daha...
Words: 30522 - Pages: 123
