...Canadia Bank’s History Canadia Bank Plc. was established on 11th November 1991 as “Canadia Gold & Trust Corporation Ltd.”, joint-venture between Cambodian - Canadians and the National Bank of Cambodia (Central Bank of Cambodia). The bank’s management consisted of former staff of the National Bank of Cambodia and its Cambodian–Canadian shareholders. The main activities were based on gold transactions, gold plaque manufacturing and lending to local merchants. On 19th April 1993 the name was changed into CANADIA BANK LTD., licensed as a Commercial Bank with the National Bank of Cambodia and registered with the Ministry of Commerce. On 16th December 2003 the name of the bank changed into CANADIA BANK PLC. (Public Limited Company). Since privatization in 1998 the Bank has become the largest local bank in Cambodia. With a worldwide network of correspondent banking relationships and a solid base of local and international customers CANADIA BANK PLC holds commanding market shares in loans as well as deposits. The bank offers a wide range of financial services through its Head Office and its 23 branches in Phnom Penh and major cities throughout the country. Strong expansion plans call for a total branch network of 28 branches until the end of 2008. Canadia Bank’s mission The mission of the Bank is to be a leader of Cambodia’s financial industry. To achieve this mission, the Bank has continued to improve its customer services by introducing new and innovative financial...
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...Research Paper on Valspar Corporation and Limited for research and Development Customer Inserts His/Her Name Customer Inserts Grade Course Customer Inserts Tutor’s Name 24th January 2009 TABLE OF CONTENTS |SECTION |TOPIC |PAGE | |I |Company Profile | 3 | | | | | |II |Financial Statements | | | |i. Income Statement | | | |a. Horizontal Analysis | 6 | | |b. Vertical Analysis | 7 | | | | | | |ii. Balance Sheet ...
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...established IV access and medicated patient with 40 of furosemide and Nitroglycerin sublingual 0.4 mg times 3 doses. Patient was placed on CPAP and brought to the ER. Upon arrival CPAP was continued, a nitroglycerin infusion was started at 20mcg/min. Additional IV access was established and labs were obtained. Stat EKG and Chest Xray were completed. Additional dose of furosemide 80mg was administered IV push and patient was provided with an indwelling foley catheter which is draining clear yellow urine. Past Medical History is significant for Hypertension, Diabetes, Congestive Heart failure, and Atrial Fibrillation with two unsuccessful cardioversions. Medications: Patient currently taking Furosemide, Lisinopril, Digoxin, Metformin, and Glyburide. Patient unable to recall dosages. Past Surgical History is significant for cesarian sections x 3 and ORIF of left hip 8 years ago. Social History: Patient is a 1 pack per day smoker x 40 years. Consumes alcohol on a social basis. Denies using any illicit drugs. Patient is a retired secretary. Patient lives in the community and attends church regularly....
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...The Personal is Still the Political “Anything you can do I can do better; I can do anything better than you” (Berlin). These iconic lyrics were part of a cheerful duet in a 1940’s Broadway musical making jest that a woman could compete against a man in various tasks such as singing and archery. Little did society know that women truly believed that this was the case, and it was an idea worth fighting for. Over the course of the twentieth-century, women have fought and protested for equality among men in a male-dominate society. Women have rallied under one of the best known slogans of the movement the “personal is political”, the concept that the personal (private) life should be addressed equally with the public (political) life that had yet to integrate women into its realm. “the personal is political refers to the private life or “realm” of women having anything to do with marriage, children or household roles and the public realm of men having anything to do with business, politics, art, or sports. Renowed poet and writer Gloria Anzaldua has her own interpretation of what the “personal is political” means and what she was challenging specifically when she argued using her own experiences such as the loss of culture through the loss of language, and sexism in language as a starting point. “The personal is political” played a very significant role in helping shape the women’s rights movement from its roots all the way to its end in the 1960’s with the advent of the Civil...
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...Extinction Happens 1 2 3 Thomas Henry De La Beche (1796‐1855), sketch of life in ancient Dorset, 1830 4 5 A few unfortunate but widely-recognized facts about the history of science (and society and religion and...) • rich, old, straight* white guys are (mostly) everywhere • the participation of women was (in many cases) actively discouraged or discounted • the participation of non-white guys and all poor guys was (in most cases) actively discouraged and/or discounted • some aspects of scientific discovery have been highly exploitative, of both nature and of local cultures • scientific ideas have been hijacked and inappropriately used to justify many things, both good and bad 6 * or so they claimed… Ph.D.s full-time faculty 7 8 State Revenue Contribution ($Billion) 1.2 +3% +14% tuition + scale 0.9 0.6 state contribution negative scale 0.3 0 2015 Sources: http://nicic.gov/statestats/?st=WI 2016 http://doc.wi.gov/Home https://www.wisconsin.edu/about-the-uw-system/ http://www.doa.state.wi.us/Documents/DEBF/Budget/Biennial%20Budget/2015-17%20Executive%20Budget/2015-17_Executive_Budget.pdf There is no extinction, There is no evolution, it’s all EVOLUTION! it’s all EXTINCTION! “Goal” is towards God, man created in his image (Lamarck) Catastrophic changes in Earth cause extinction of created forms. 10 (Cuvier) 9 Homologous structures • anatomical parts which share similarities that are not functionally necessary • pre-Darwinian explanations involved...
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...Age and Sex Composition: 2010 Issued May 2011 2010 Census Briefs C2010BR-03 INTRODUCTION Figure 1. Focusing on a population’s Reproduction of the Questions on Sex, Age, age and sex composition is and Date of Birth From the 2010 Census one of the most basic ways to understand population change over time. Since Census 2000, the population has continued to grow older, with many states reaching a median age over 40 years. At the same Source: U.S. Census Bureau, 2010 Census questionnaire. time, increases in the number of men at older ages are first 2010 Census data products to be apparent. Understanding a population’s released.1 age and sex composition yields insights into changing phenomena and highlights SEX AND AGE QUESTIONS future social and economic challenges. Data on the sex and age composition of the United States and your community are This report describes the age and sex derived from the 2010 Census questions composition of the United States in 2010. on sex, age, and date of birth (Figure 1). It is part of a series that provides an overview of the population and housing data collected from the 2010 Census. It highlights analysis of age and sex at the national level, as well as for regions, states, and counties and for places with populations of 100,000 or more. A comparison with Census 2000 data is also provided, showing the changes in age and sex composition that have taken place over the last 10 years. This report also...
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...century in business. By 2012, the company faced a number of major strategic questions, including international expansion and a changing health care environment. History of Pharmacy2 People have been trying to create remedies for illnesses and ailments since the beginning of time, but most historians credit Babylon with the first organized apothecary. This was followed by the Romans, who created a system of pathology and therapy that became standards for Western medicine for more than 1,000 years. For the most part, though, pharmacy remained a sketchy and shadowy business for centuries, practiced by (among others) witch doctors and alchemists. Advances in medicine and the Renaissance era led to more structured and scientific approaches. In 1240, German Emperor Frederick II issued a proclamation establishing the practice of pharmacy along three tenets: (1) separation of the pharmaceutical profession from the medical profession; (2) official supervision (regulation) of pharmacy; and (3) “obligation to prepare drugs reliably, according to skilled art, and in a uniform, suitable quality.” 3 Public pharmacies and university training began spreading throughout Europe. 1 This case was written by John S. Strong, CSX Professor of Finance and Economics, Mason School of Business, College of William and Mary (USA). The early history of Walgreens is drawn heavily from two sources:...
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...July 4, 2011 Anglo Irish Bank Corp. Ltd. Primary Credit Analyst: Sean Cotten, Stockholm (46) 8-440-5928; sean_cotten@standardandpoors.com Secondary Contact: Giles Edwards, London (44) 20-7176-7014; giles_edwards@standardandpoors.com Table Of Contents Major Rating Factors Rationale Outlook Related Criteria And Research www.standardandpoors.com/ratingsdirect 1 876943 | 301539251 Anglo Irish Bank Corp. Ltd. Major Rating Factors Strengths: • 100% ownership by the Irish government, which has provided substantial capital support. Counterparty Credit Rating CCC/Negative/C Weaknesses: • Apparent reluctance of the Irish government to provide further capital support. • Potential for burden-sharing by subordinated bondholders to be extended to senior unguaranteed bondholders. • Very high reliance on emergency liquidity assistance from the Irish central bank. Rationale The ratings on Anglo Irish Bank Corp. Ltd. (Anglo) reflect Anglo's 100% ownership by the government of the Republic of Ireland (BBB+/Stable/A-2) and Standard & Poor's Ratings Services' view of Anglo as a government-related entity (GRE). According to our criteria for rating GREs, we believe there is a "low" likelihood of further extraordinary support for Anglo. This is because we perceive a "limited" link between the bank and the government in terms of future support and we consider Anglo to be of "limited importance" to the government. As a result, the GRE status provides no uplift to our assessment...
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...| IAS 28: Accounting for Associates | | Larry Richardson 6/16/2014 | Corporations tend to invest in other entities for various reasons but the main reason is to increase their own profits. When corporations purchase stock in other corporations there has to be a way to account for this transaction and to do this IAS 28 was introduced as Exposure Draft E28, Accounting for Investments in Associates and Joint Ventures, in July, 1986. The history of IAS 28 is as follows in the table below which shows the last amendment being in 2011 with an effective date of January 1, 2013. History of IAS 28 (as amended in 2011) July 1986 | Exposure Draft E28 Accounting for Investments in Associates and Joint Ventures | April 1989 | IAS 28 Accounting for Investments in Associates | 1 January 1990 | Effective date of IAS 28 (1989) | 1994 | IAS 28 was reformatted | December 1998 | IAS 28 was amended by IAS 39 Financial Instruments: Recognition and Measurement effective 1 January 2001 | 18 December 2003 | Revised version of IAS 28 issued by the IASB | 1 January 2005 | Effective date of IAS 28 (2003) | 10 January 2008 | Some significant revisions of IAS 28 as a result of the Business Combinations Phase II Project relating to loss of significant influence | 22 May 2008 | IAS 28 amended for Annual Improvements to IFRSs 2007 about impairment testing | 1 January 2009 | Effective date of May 2008 amendments to IAS 28 | 1 July 2009 | Effective date of January 2008 amendments...
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...542 Physiological/Pathophysiological Basis for Advanced Nursing Practice I 09/29/2015 Johns Hopkins University School of Nursing On our honor, we pledge that we have neither given nor received any unauthorized assistance on this assignment. 1 Running head: PAIN CASE STUDY CASE STUDY Pain Use this document in documenting your response to the Patient Case Questions. CHIEF COMPLAINT “My back is killing me. The pain is mostly sharp and stabbing, and sometimes it’s a dull ache. You’ve got to do something. Those Tramadol pills aren’t cutting it and they’ve bound me up.” “I am not sleeping because of the pain.” MEDICAL HISTORY P.M. is a retired, 81yearold male being seen for a routine health maintenance visit. He has a history of lower back pain, morbid obesity, hypertension, hypothyroid, occipital lobe stroke, bilateral total knee arthroplasty, GERD and sleep apnea. Now reporting pain in feet. He has been a smoker for the past 64 years, reporting 12 ppd. He is accompanied by his wife of 62 years. CURRENT MEDICATIONS Tramadol 50100 mg p.o. Q 12 hrs prn back pain Atenolol 25 mg p.o. Q a.m. Levothyroxine sodium 125 mcg p.o. Q a.m. Clopidogrel 75 mg p.p. Q a.m. Ibuprofen 600 mg ii p.o. prn knee pain Aspirin 650 mg p.o. prn “when I can’t get to sleep” Multivitamin i p.o. Q a.m. PHYSICAL EXAM Vital Signs Blood pressure: 112/68; Arate: 86; respirations: 20; oral temperature: 97...
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...investment in a company’s equity. History abounds with examples of companies that embarked on overly ambitious programs and subsequently discovered that their portfolios of programs could not be financed on acceptable terms. The outcome was frequently the abandonment of programs mid-stream at considerable financial, organizational, and human cost. It is the responsibility of management to anticipate a future imbalance in the corporate financial system before its severity is reflected in the financials, and to consider corrective action before both time and money are exhausted. The avoidance of bankruptcy is an insufficient standard. Management must ensure the continuity of the flow of funds to all of its strategically important programs, even in periods of adversity. Figure A provides a conceptualization of the corporate financial system, with a suggested step-bystep process to assess whether it will remain in balance over the ensuing 3 to 5 years. The remainder of this note discusses each of the steps in the process and then provides an exercise on the various financial measures that are useful as part of the analysis. The final section of the note demonstrates the relationship between a firm’s strategy and operating characteristics; and its financial characteristics. ________________________________________________________________________________________________________________ Professor Thomas Piper prepared the original version of this note, “Assessing a Firm’s Future...
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...9-911-412 R E V: MAY 2 8 , 2 0 1 2 ________________________________________________________________________________________________________________ Professor Thomas Piper prepared the original version of this note, “Assessing a Firm’s Future Financial Health,” HBS No. 201-077, which is being replaced by this version prepared by the same author. This note was prepared as the basis for class discussion. Copyright © 2010, 2011, 2012 President and Fellows of Harvard College. To order copies or request permission to reproduce materials, call 1- 800-545-7685, write Harvard Business School Publishing, Boston, MA 02163, or go to www.hbsp.harvard.edu/educators. This publication may not be digitized, photocopied, or otherwise reproduced, posted, or transmitted, without the permission of Harvard Business School. Assessing a Company’s Future Financial Health Assessing the long-term financial health of a company is an important task for management as it formulates goals and strategies and for outsiders as they consider the extension of credit, long-term supplier agreements, or an investment in a company’s equity. History abounds with examples of companies that embarked on overly ambitious programs and subsequently discovered that their portfolios of programs could not be financed on acceptable terms. The outcome was frequently the abandonment of programs mid-stream at considerable financial, organizational, and human cost. It is the responsibility of management to anticipate a future...
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...Here are notes covering the several classes dealing with the culture, population & urbanization, and introduction to sociology. Not all these materials were covered in class and not all the materials covered in class are to be found in these notes. But you will find a generally close correspondence between class and readings in what follows. Be aware that these notes are not intended to replace reading the text. Also, these are “rough” notes. They were devised initially for my own use. They are not polished and stand open to correction. But I think you want them, so here they are. Dr V What is culture? A complex system of meaning and behavior that defines the way of life of a given group or society. Material and non-material Characteristics of culture: Shared Learned Taken for granted Symbolic (meaningful) Defining idea: transmission by non-biological means Distinctions(?) between human and animal cultures (language & tools). Elements of culture: Language: symbol systems. Does language shape culture? Norms: cultural expectations for how to behave in a given situation. Implicit vs. explicit; ideal vs. real. Folkways/mores/laws/taboos Social sanctions Ethnomethodology and the study of norms. Beliefs. Values: Value-orientations Institutions. Cultural diversity: Dominant culture. Most support from major institutions. Function of power. Subcultures. Often develop as a result of exclusion from mainstream society and culture. Counter-cultures ...
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...9B13N017 LENOVO GROUP LIMITED – A GOOD INVESTMENT FOR THE FUND? 1 Ken Mark wrote this case under the supervision of Professors Craig Dunbar and Stephen Foerster solely to provide material for class discussion. The authors do not intend to illustrate either effective or ineffective handling of a managerial situation. The authors may have disguised certain names and other identifying information to protect confidentiality. This publication may not be transmitted, photocopied, digitized or otherwise reproduced in any form or by any means without the permission of the copyright holder. Reproduction of this material is not covered under authorization by any reproduction rights organization. To order copies or request permission to reproduce materials, contact Ivey Publishing, Ivey Business School, Western University, London, Ontario, Canada, N6G 0N1; (t) 519.661.3208; (e) cases@ivey.ca; www.iveycases.com. Copyright © 2013, Richard Ivey School of Business Foundation Version: 2013-11-22 INTRODUCTION On June 3, 2013, Peter Grisham, a portfolio manager for Penhall Investment Funds, was reviewing the financial data his team had prepared on Lenovo Group Limited, one of the major holdings in Penhall’s Global fund. Penhall managed a number of mutual funds aimed at individual and institutional investors and had delivered strong investment performance by identifying key growth sectors and investing in a leading company in each sector that Penhall’s research indicated...
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...Corporate Finance, 9/e Stephen A. Ross, Massachussetts Institute of Technology Randolph W. Westerfield, University of Southern California Jeffrey F. Jaffe, University of Pennsylvania ISBN: 0073382337 Copyright year: 2010 Table of Contents PART I: Overview 1 Introduction to Corporate Finance 1 1.1 | What Is Corporate Finance? | 1 | | The Balance Sheet Model of the Firm | 1 | | The Financial Manager | 3 | 1.2 | The Corporate Firm | 4 | | The Sole Proprietorship | 4 | | The Partnership | 4 | | The Corporation | 5 | | A Corporation by Another Name . . . | 7 | 1.3 | The Importance of Cash Flows | 7 | 1.4 | The Goal of Financial Management | 10 | | Possible Goals | 11 | | The Goal of Financial Management | 11 | | A More General Goal | 12 | 1.5 | The Agency Problem and Control of the Corporation | 13 | | Agency Relationships | 13 | | Management Goals | 14 | | Do Managers Act in the Stockholders' Interests? | 14 | | Stakeholders | 15 | 1.6 | Regulation | 16 | | The Securities Act of 1933 and the Securities Exchange Act of 1934 | 16 | | Sarbanes-Oxley | 17 | | Summary and Conclusions | 18 | | Concept Questions | 18 | | S&P Problems | 19 | 2 Financial Statements and Cash Flow 20 2.1 | The Balance Sheet | 20 | | Liquidity | 21 | | Debt versus Equity | 22 | | Value versus Cost | 22 | 2.2 | The Income Statement | 23 | | Generally Accepted Accounting Principles | 24 | | Noncash Items | 25...
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