...Foreclosure Crisis in Florida and Beyond: Suggested Conflict Resolution Framework For Resolving this Crisis American Dream (or) American Nightmare [pic] [pic] David W. Puckett Email: dpuckett@dvergence.com Skype: david.w.puckett Twitter: davepuckett@twitter.com Phone: 813.727.3583 Introduction Each day there are stories reported in the news about mortgage foreclosures, detailing the single biggest financial crisis to hit the nation that is creating a strangle-hold on our economy and preventing economic recovery. While the entire nation has been stunned, the crisis has disproportionately affected the states of Florida, Nevada, Arizona, California and Georgia; these states were hit with an unprecedented loss of value in residential real estate. According to the leading provider of real estate industry statistics, Realtytrac.com (2011), one in every 611 United States housing units had a foreclosure filing during the month of July 2011 and it appears that the foreclosure processing delays, combined with the smorgasbord of national and state-level foreclosure prevention efforts such as loan modifications, lender-borrower mediations and mortgage payment assistance for the unemployed may be allowing more distressed homeowners to stave off foreclosure.. A CNBC report said that the falloff in foreclosures is not based on a “robust recovery in the housing market but on short-term interventions and delays that will extend the current housing market...
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...the stomach with the thought of having to move from California to Florida. I would be leaving my friends, school, and the only house I could remember living in. I loved that house on Princeton Street in Santa Monica, but as my dad showed me our new, typical suburban home in Orlando I became very excited. Feelings of happiness and excitement flourished over me because there was a bright–blue pool and extensive backyard waiting for me in Florida. My family was optimistic about the move and I was ecstatic about my new house. At the time, everything in my family’s life seemed to be going well. However, no one in my family was expecting for our innocent, beautiful home on the corner of a cul-de-sac to become a financial burden that would affect my dad till this day....
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...Investigations by federal agents have found that many hospices, especially in Florida, have systematically billed Medicare for patients not eligible for care or over-billed for “crisis care” that patients did not need. A huge false-billing lawsuit has been launched against Miami-based Vitas Healthcare, one of the nation’s largest hospice providers, accusing the organization of collecting tens of millions of dollars through unjustified and inflated bills (Lamendola). The suit came after four years of investigation in which the government found that eleven smaller hospices had been over-billing. Those hospices had to pay $88 million in settlements. And in January the government joined a lawsuit accusing Hospice of the Comforter near Orlando in phony billings at an estimated $11 million. The federal Inspector General’s office overseeing Medicare has placed hospice overcharges among one of its investigative projects for the year. They have also proposed tightening billing codes that hospices have used to increase Medicare payments six-fold since 1998 (Lamendola). Paul Ledford, executive director of the Florida Hospice & Palliative Care Association says that although hospice has escaped scrutiny over the years, they are getting more attention now. He does not think that hospices in Florida are committing fraud but that instead they are big targets for the government due to the fact that hospices are huge in Florida due to the senior population. Medicare accounts for ninety percent of...
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...in the history of the United States was hurricane Andrew, which struck South Dade County, Florida, as midnight turned the clock into August 24, 1992. Contrary to what the American news media broadcast across the United States and throughout Europe, the first outer wall of the hurricane unexpectedly slammed into South Dade, packing 214+ mph winds which quickly escalated to 350+ mph. Most of the 414,151 residents living in the danger zone were asleep when the outer wall struck. Thousands of them lost their lives, for no one in South Dade had been evacuated or even advised to evacuate. (Frankovich, 2001) Hurricane Andrew was a powerful category 4 hurricane, which made landfall in Dade County, Florida on August 24, 1992. The hurricane was later upgraded to a category 5 due to the storms extremely strong and damaging winds. When the storm made landfall it reportedly had sustained winds of 145 mph and wind gusts of 175 mph. In Dade County alone, the storm left 15 dead and approximately 250,000 residents homeless. According to (Rappaport, 1992) an additional 25 lives were lost due the after effects of the storm. No one knew exactly how big the storm would be and how much it would impact the southern part of Florida. Damage caused by the storm was estimated at $25 billion dollars. In Dade County alone, some 25,000 homes were destroyed and over 101,000 were damaged. In Homestead, Florida nearly all of the mobile homes were lost (1167 out of 1176). Even though the monetary damage...
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...The Economical Crisis and Impact the Indian River Lagoon has on Local Communities and Possible Solutions to the Pollution of the Lagoon Ecosystems have long existed on this planet since the beginning of times. Every ecosystem contains its own range of different environments, species, and niches. One of the most significant and distinguished ecosystems in North America is the Indian River Lagoon. The Indian River Lagoon is a rather diverse community that stretches 156 miles along Florida’s Atlantic coast. It is considered one of the most biologically diverse environments in North America as it is home to thousands of species of aquatic plants and animals. However, it is currently facing an ecological crisis: pollution. Over the span of a decade,...
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...Florida Supreme Court Tosses Medical Malpractice Caps Lenore LaBree HCS/430 March 17, 2014 Nancy Geedey Florida Supreme Court Tosses Medical Malpractice Caps Medical malpractice law suits are common within the United States. This paper will discuss this regulatory issue and the relationship it has to the nature, sources and functions of the law. The information in this paper will also educate the readers on the medical malpractice laws and the reasoning for caps being placed on malpractice. Malpractice is a form of negligence that is defined as “professional negligence” (Fremgen, 2012 p. 39, para. 6). Both malpractice and negligence relate to wrongdoing. Negligence leads to liability in malpractice. Professional malpractice includes physicians, nurses, lawyers, accountants, pharmacists, and other health care professionals (Fremgen, 2012). This is why it is important for health care professionals to carry medical malpractice insurance. This type of insurance is costly for physicians, but is a must for physicians to have in the event he or she loses a litigation case. The physicians’ medical malpractice insurance also covers the employee within the facility that are not licensed. Because of the nature of today’s litigation on medical malpractice most other licensed medical professionals carry his or her own insurance for reassurance. In the past, people could sue hospitals and/or physicians for medical malpractice and a jury would decide how much the patient would be...
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...their submerged privacy and uncover very important details hidden between the lines. Mark Doty’s “A Collection of Minerals” is an autobiographical poem, and it paints a very clear picture of when, where, and how he feels about that time in his life. Analysis and background information about the Cuban Missile Crisis and Mark Doty himself can help give the reader more insight into Doty’s emotional journey in “A Collection of Minerals.” In “A Collection of Minerals” Doty yields just enough detail and well thought out descriptions in order to inform the reader of when and where the story takes place. He allows the reader to know exactly how he feels. Doty uses allusion and symbolism tell the story of how his innocence faded away during a troubling time in his personal life and a troubling time in the country. “This was Titusville, Florida, / the year our class practiced/ climbing under our desks,...
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...1. The Florida State University water contamination scenario is considered an education crisis. This issue is contained to the Florida State campus including the water fountains, water in buildings, and any other drinking location. Students and staff are at risk of contamination by merely drinking or showering in the water. Seitel defines the scandal at Duke University which involved bogus accusations of rape and racism among the lacrosse players and the Penn State University sex scandal of 2011 an educational crisis. An education crisis is simply any establishment that houses students for educational purposes—whether it directly involves the education or it is an outside factor. Word count: 105. 2. Those key publics who must be contacted about this crisis would...
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...epicenter of the crisis was the state of Florida where the democrats complained of election malpractices that was aimed at favoring the Republican candidate. The conflict heightened and the Florida Supreme Court took the matter as required by the legislative laws of the state. The court argued that the democrats had enough reasons to warrant a recount of votes. The reasons for the recount, as stated by the democrats were that the Republicans worked with the state governor to deny Democratic Party followers a chance to vote. According to the court, the agents at certain precincts did not allow some ethnic minorities to vote or required too many documents such as passports against the elections laws of the state of Florida. In addition, the case was argued that some of the officials left the polling stations early leaving out some voters. Upon hearing the complaints from all parties, the Florida Supreme court ordered afresh recount of votes all over the state of Florida by a 4-3 vote. Consequently, multiple court proceedings arose on the same issue of elections. He US supreme court took over the matter and decided on a 5-4 vote to halt the vote recount in the state of Florida. However, the Supreme Court decision was not popular since the justices were divided and were thus unable to reach a unanimous decision. Five judges concurred with halting the recount while four were dissenting. This meant that George Bush was confirmed as the winner of Presidency in the state of Florida. Criticisms...
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...Crisis communication Florida international university COM 3135 Managerial Communication Florida International University April 5, 2016 Coca-Cola India What are the key problems that Gupta should focus on in the short term and in the long term? The key problems that Gupta should focus on in the short term are, Gupta has to focus first on improving the bad image of the India coke company. Gupta needs to get back the consumers confidence on the products and should work on supervising the falling sales of the business. Another short term problem would be the incident of contamination in India, the last thing that the company of coca cola need is for the television and consumers of other regions in India may pretend that their coca cola product are contaminated as well. In the long term, Gupta needs to make sure that the company is always meeting all the safety norms so that the incidents do not happen again. Gupta has to take care that Coca-Cola has handled some crisis before. An activist shows the problem about coca- cola bottled of water, which may hold pesticides residues. Additionally to this the sales drop, this means that consumers believe what this groups are saying. How would you evaluate the crisis? I believed that the crisis is a big problem to the reputation of Coca-Cola especially in India. The business has to take action, so the image does not get ruin by rumors. Coca-Cola is a big business knowing almost globally, so an attack like this...
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...The Cuban Missile Crisis Fear is defined as an unpleasant often strong emotion caused by anticipation or awareness of danger(Merriam-Webster's collegiate dictionary, n.d.). Imagine waking up everyday in fear. Not knowing whether today would be the last day walking the earth. This is the fear that Americans lived in for thirteen straight days. The Cuban missile crisis consisted of an intense military standoff between the United states and the Soviet Union. The Cuban missile came to light during the Cold war era. Throughout world war II the Soviet Union and the U.S. fought as allies, battling the axis powers. Although they were allies America was worried about Stalin and Russian communism. (citation) This helped to start the cold war. The...
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...Community Health Nursing Assessment Western Governors University Community Health Nursing Assessment A1. Community Description Hernando County is located in west central Florida. The county was officially established on February 27, 1843. It was created from portions of Alachua, Hillsborough and Orange Counties and centered between Citrus County to the north and Pasco County to the south. Its county seat is Brooksville and its largest community is unincorporated Spring Hill. According to “Hernando County History” 2010, the county has a total area of 589.08 square miles, of which 478.31 square miles is land and 110.77 square miles is water. Hernando County is a relative small community but is known for its wild life and national parks. Chassahowitzka National Wildlife Refuge is a National protected area of Hernando, and Weeki Wachee Springs (home of the mermaids) along with Withlacoochee State Forest are State protected areas. The county is known best for its nature preserves and is called the Nature Coast of Florida. This community has a census of 173,000 people, 93,425 households, and 79,575 families residing in this community (U.S. Census Bureau, August 16, 2009). The racial makeup of the community is 92.85% white, 4.07% black or African American, 0.30% Native American, 0.64% Asian, 0.02% Pacific Islander, and 0.98% from other races. It is also estimated that out of the 55,425 households...
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...Overall Assessment of the case situation Our client in this paper is one of Florida State University junior students. She is 21 years old which is considered in the late adolescence stage of age that is between 17 to 21 years (Curtis, 2015). She is studying at Florida State University FSU which is located in the city of Tallahassee. The city is a home for a large number of white Americans, a lower proportion of black Americans, and plus a small percentage of Asia or Latin America. In addition, it is a city combining old and modern architectural style. At the same time, they have habits and people that combine past and present in their custom and cultural interaction. Moreover, Tallahassee is an agricultural city where it has a large number of original plantations in the United States. After she had graduated a high school, her mother died in the last summer before she began her undergraduate studies. Thus, she is an orphan girl after she lived wonderful memories with her family who have lived in the city of Tallahassee for many years before her mother passed away. Her father is still alive and in constant contact with him. She has no siblings or relatives living with her in the same city where she is receiving university education....
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...Introduction Climate change is increasingly becoming a local issue as cities and counties consider its affects and implement mitigation and adaptation strategies in an attempt to limit its potential damage. Florida is particularly vulnerable to the effects of climate change. The state has over 1,200 miles of coastline, almost 4,500 square miles of estuaries and bays, more than 6,700 square miles of other coastal waters, and a low-lying topography. In addition, most of the state’s 18 million residents live within 60 miles of the Atlantic Ocean or Gulf of Mexico. Florida’s diverse and productive coastal and marine ecosystems are imperative to the state’s present and future. These ecosystems provide food and other products for its habitat as well as valuable and irreplaceable ecological functions. These systems also attract visitors from all over the world who wish to experience the beauty and recreational opportunities these locations offer. The state’s life-support system, economy, and quality of life depend on preserving and sustaining these resources over the long term . Of prime interest to Florida is the climate changes impact on rising sea levels. Sea Level Rise (SLR) has been identified as a major global problem. SLR has two causes, the melting of mountain glaciers and polar ice sheets and thermal expansion of the oceans. At present, the mean global rate of sea level rise is approximately 3 mm per year. However, within a relatively broad band of certainty...
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...as crisis intervention, counseling, legal advocacy, emergency shelter, and support groups for women who were or are victims of violence, this also includes provisions for prevention programs, training for law enforcement and other professionals working with victims, and legal assistance for survivors seeking protection orders.VAWA has been instrumental in raising awareness about gender-based violence and improving the response to these crimes specifically in Florida. This act has also helped to strengthen laws and policies addressing violence against women and ensure that survivors receive the support and resources they need to heal and rebuild their lives. Youth Violence Prevention Programs There are five different youth violence prevention programs, each of which are available to all youth and each with a different purpose.The Delores Barr Weaver Policy Center offers programs focused on preventing youth violence and promoting gender equity. They provide education, advocacy, and mentorship to young people in Florida. The Children's Home Society of Florida offers a range of programs aimed at preventing youth violence, including mentoring, after-school programs, and community-based...
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