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Running Head: THE BREACHING OF TARGET 1

The Breaching of Target: What Happened and
How It Could Have Been Prevented

THE BREACHING OF TARGET 2
The Breaching of Target: What Happened and
How It Could Have Been Prevented
In December of 2014, hackers infiltrated Target’s credit card system. These hackers obtained over 40 million customer’s credit card information along with 70 million customer’s personal information. What should have been Target’s most profitable season, actually turned into its worst. They lost many loyal customers while obtaining numerous lawsuits. Before this catastrophe, Target was known for being an extremely technologically advanced and secure corporation. This is why many customers are left wondering what happened and how it could have been prevented.
The hackers that breached Target’s system supposedly used a piece of software called BlackPOS (Monocello, 2014). This piece of malware obtained its information from the black magnetic stripe on the back of each credit card as it was swiped. Stores use a POS system to swipe credit cards. This is how they obtain required information. However, the information does not come encrypted, so it is easy information for an advanced hacker to receive. A simple way to encrypt this information is by using an EMV chip and EMV chip reader.
According to Rash (2013), “The EMV chip that's embedded in my credit card is actually a microprocessor that holds an encrypted version of the information that's on the mag stripe” (p. 1). To use these cards, a cardholder must obtain one from their bank (which most banks will provide upon request). The store must also have an EMV chip reader attached to their POS system. It is an easy concept to use once installed, but most companies just do

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